Bill Karma - Spending Tracker 4+

We are the world's first smart money app. Plan budget and discover savings. You can do all that within one app for the first time!

Bill Karma is your full-service smart money app for budget planning.

You can manage your budget, subscription bills, and discover savings all in one app.

-- See Your Monthly Spending --

Track your spending organized in useful categories to see where you can save. Saving for that next vacation has never been easier!

-- Find And Cancel Unwanted Subscriptions --

We let you know where your money is going. Signed up for a subscription you no longer use but they keep charging you? We got your back!

-- Improve Your Credit Score --

See all your credit cards in one place to stay on top of balances, due dates, annual APR, etc. We also let you know if APR on a card has changed!

-- Learn About Cards That Match Your Needs --

We use sophisticated technologies based on artificial intelligence algorithms to source cards that match your lifestyle.

-- We use bank-level 256-bit encryption --

We have made strong investments in making sure your data is safe with us. Your trust is us is our promise to you.

Your bank login credentials never hit our servers and are never stored. We use industry leader Quovo for data aggregation used by the likes of Envestnet, Betterment and other major wealth management firms.

Your privacy is most important to us. We will never share your data with third-parties.

Please reach out to us at privacy@getbillkarma.com if you have any questions.