neon – deine Konto-App 4+
Einfach. Grenzenlos. Günstig.
neon Switzerland AG
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- Free
Screenshots
Description
With neon you have your account on your smartphone. Always at your fingertips. Transferring money has never been easier. You always have an overview of your income and expenses. And with the neon Mastercard®, you can pay worldwide and online without fees and exchange rate surcharges.
You can choose from 3 accounts:
• neon free: the everyday account with zero base fees
• neon green: the sustainable account with easy CO2 compensation
• neon metal: the unique account with exclusive insurance packages
Are you ready for neon? Your part of the account opening in less than 10 minutes simply via smartphone, completely paperless. Download the app, enter your personal info and have your ID ready for the identification (photo-ID/video call). Afterwards, we need 2-3 working days to check and activate your account. Then you are ready to go. You will receive your card by snail mail within 7 working days.
Once you’ve opened your account, you will directly benefit from various neon features. Everyday account functions such as domestic and international transfers are waiting for you, you can upload and scan your QR bills, divide your money with our Spaces, invest in the most traded Swiss and international shares as well as ETFs, set up eBills and much more. All this at the best conditions – without hidden fees. And we’re always adding new features.
It's obvious, but we'll point it out anyway: your money is safe. You decide how you want to log in: with a personal login code, fingerprint or Face ID. Only you can authorize payments from your activated device, with a separate transaction PIN. And because your account is held at Hypothekarbank Lenzburg, it's protected by Swiss deposit insurance up to 100’000 CHF. Just like any other Swiss bank. Your data remains in Switzerland.
All you need to open a neon account is a permanent Swiss residence, exclusive tax liability in Switzerland as well as a Swiss passport/ID or a residence permit B or C for non-Swiss citizens (we can already evaluate passports of over 70 countries). In addition, you need to be at least 15 years old. So, what are you waiting for?
What’s New
Version 5.0.6
For once, this release only affects our neon green users: Based on the changes made by our partner Eden Reforestation Projects, we are adapting our tree planting mechanism.
Ratings and Reviews
Easy to use
I recommend this online bank, is easy and fast working.
The disadvantage could be that it doesn’t support twint or a credit card/savings account but for the rest I am satisfied!
Developer Response ,
Hi there, thanks for your positive feedback! Good news #1: you can already use TWINT: either with the UBS TWINT App or with the Prepaid version.
Good news #2: the neon Mastercard is a credit card. Unlike other credit cards, the transactions you make with your neon Mastercard are debited from your account right away, not in one go at the end of the month.
Good news #3: You will soon be able to split your money into subaccounts, which we are planning on releasing at the beginning of March. 🤗
Deceiving process
The process of creating an account is advertised as fast and easy. However, the underlying bank behind the online option still may require you to *physically* send a printed document in a *physical* letter by mail to confirm something you have ALREADY indicated while creating your account, that is, being liable of paying taxes in the US.
While creating the account, you are prompted to select whether or not you pay taxes in the US. Me, only liable for taxes in SWITZERLAND, I indicated it, and a day after going through the account creation process I receive an email saying I need to mail them a document saying I only pay taxes in Switzerland. If this were to be submitted online, that’d be fine, but I actually have to mail it. It is very frustrating that this is going to delay my account creation process by several days.
Developer Response ,
Thank you for your constructive feedback. We understand that this process is frustrating from your point of view. In some cases, we are legally required to confirm tax liability this way and unfortunately cannot do without the paper receipt - believe us, we have tried everything we can to digitise this step. Once the tax liability is clear, setting up the account is indeed quick, easy and 100% digital. We wish you a good start with neon.
App Privacy
The developer, neon Switzerland AG, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Contacts
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- neon Switzerland AG
- Size
- 175.1 MB
- Category
- Finance
- Compatibility
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- iPhone
- Requires iOS 11.0.0 or later.
- iPad
- Requires iPadOS 11.0.0 or later.
- iPod touch
- Requires iOS 11.0.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
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English
- Age Rating
- 4+
- Copyright
- © 2020 neon Switzerland AG
- Price
- Free