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Portify helps hard-working people build a financial safety net. Through our membership, we help you build your credit score, access interest-free loans and budget.

We offer two membership tiers:

The Portify Membership

The Portify membership gives you access to our credit building feature, Credit Boost. It helps you build your credit history through a £4 monthly membership fee. During the annual membership, each on time monthly payment is reported to Experian, building up a positive credit history. Building your credit history through positive payment behaviours will help you improve your credit score over time.

The Portify Plus Membership

In addition to all the Portify membership features, the Portify Plus membership allows you to access interest-free loans of up to £250 (Flex Finance), build your credit history through Flex Finance repayments, and Prize Draws. There are no additional or hidden fees outside of your £7 monthly membership.
To access Portify Plus, you'll need to pass our affordability checks. If you pass this process, you'll be able to withdraw interest-free loans up to £250. The amount you can borrow depends on your financial situation.

Paying your £7 monthly membership fee and repaying Flex Finance on time helps improve your credit score. Any late payments could have a negative impact to your credit score and could prevent you from accessing membership features in the future.

Access Interest-Free Loans With Portify Plus

If you qualify for Portify Plus, you can borrow an interest-free loan up to £250.

Automatic Credit Score Boost with Your Membership

We partner with Experian to improve your credit history through your monthly membership fee and Flex Finance repayments. Each membership payment and Flex Finance repayment contributes positively to your credit history. Most people will see an improvement to their credit score after about four months.

Low Balance Predictor

Get instant alerts when your bank balance falls low so that you can plan for upcoming expenses, budget your finances, and avoid expensive fees, like expensive late payment and overdraft fees.

How Does Portify’s Credit Boost Work?

1. Download the Portify app and sign up
2. Pay your monthly membership on time
3. Your monthly payments are reported to Experian. Each on time payment builds positive credit history.

What People Are Saying

“Portify – a holistic credit builder for modern workers with unconventional earnings patterns, Portify’s solution analyzes these earnings and spending behaviours to prevent overdraft and interest payments and offer a fee-free credit line.” - Forbes

“Portify has helped me get a hold of my finances and helped me when I’m in a tight fix and need access to cash quickly. The app is very user friendly and easy to use. Thanks Portify” - App Store review

“Good product to build up credit. Weekly prize draws. Also very nice customer service. Would highly recommend..” - Mr Artis, TrustPilot

“Portify has really changed everything for me, I used to get payday loans all the time and always found myself paying a lot of interest back. You can get up to £250. Seriously! Yes, it sounds too good to be true but it's not. If you borrow £100 you have to pay back the £100 nothing more. I don't know why people are still using payday loans." - Scott R., Facebook


Portify Limited is authorised and regulated by the Financial Conduct Authority (ref. 828125 and 826665), and is VAT registered (GB 279861932). Portify Limited is a credit broker and not a lender. Credit facilities are provided by Portify Financial Services Limited (ref. 922751), which is an Appointed Representative of Jeremy Lawrence Limited, which is authorised and regulated by the Financial Conduct Authority (ref. 727863).


Versión 5.10.0

Bug fixes and improvements to keep your Portify experience the best it can be.


Portify Limited
93.7 MB

Requiere iOS 10.0 o posterior. Compatible con iPhone, iPad y iPod touch.



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  • En familia

    Hasta un máximo de seis miembros de tu familia podrán usar esta app si tienes En familia activado.

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