YNAB 4+

You Need A Budget LLC

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Descripción

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.

You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?

Start your one-month free trial today!

Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more

Testimonials:

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber

“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User

"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming

"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.


How do you want to spend your money, or more importantly, your life?

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Novedades

Versión 24.6.1

What’s new in iOS 24.6.1

This update might not burst with fireworks or confetti, but it's just as exciting—the thrill of spring cleaning, ya know? We've been in full-on declutter mode, meticulously sprucing up the nooks and crannies of our app to ensure a smoother experience for you. Why not ride this wave of freshness? Take a moment to dust off your spending plan and give your categories a little springtime sparkle. It's all about starting the season fresh and organized!

Valoraciones y reseñas

Roberto Pastor ,

Imprescindible para controlar la economía doméstica

Llevo usando YNAB desde 2016 y se ha convertido en un servicio imprescindible. Me cambió la manera de manejar y entender el dinero, lo cual me ha llevado a ahorrar mucho.

Recomiendo seguir alguna guía para sacarle todo su potencial, por ejemplo ynabers.es, que ayuda a descubrir todos sus secretos.

georgyport ,

Best app EVER

This is a thank you, not a review… This is the best app I’ve ever had… EVER! Its completely turned my financial life into a dream. I used to be sensible with money, but this has made me comfortable with money, and we’ve found we now have so much more liberty than before. Amazing!

Respuesta del desarrollador ,

I love this so much! We are all about helping you love the way you spend your money and it sounds like YNAB has totally done that for you. When you have a plan for your money, you can feel so much more comfortable with it. Thank you so much for your review! \- Natalie @ YNAB

lorenagpr1 ,

No disponible en otro idiomas y muy cara para lo que ofrece

Me parece que es una app muy cara para que no exista en otros idiomas… es una pena que ganen tanto dinero y que inviertan 0 euros en una buena versión traducida a idiomas como el francés o el español….
Parece que no les interesa ampliar el mercado ni crear mas puestos de trabajo con traductores cualificados… me parece algo irrespetuoso…sinceramente.
Si encuentro otra app similar que emplee mi idioma, dejaré de usar esta app… ya me quejé hace un tiempo pero no ha servido de nada…

Respuesta del desarrollador ,

Thanks for your feedback! We would love to offer YNAB in other languages but it's not something we are able to do right now. It's helpful to know that you would like to see it happen! \- Natalie @ YNAB

Privacidad de la app

El desarrollador, You Need A Budget LLC, ha indicado que las prácticas de privacidad de la app pueden incluir la gestión de datos descrita a continuación. Para obtener más información, consulta la política de privacidad del desarrollador.

Datos vinculados contigo

Los siguientes datos pueden recopilarse y vincularse con tu identidad:

  • Compras
  • Información financiera
  • Ubicación
  • Datos de contacto
  • Contenido del usuario
  • Identificado­res
  • Datos de uso
  • Diagnósticos

Las prácticas de privacidad pueden variar, por ejemplo, dependiendo de tu edad o de las funciones que uses. Más información

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