Holvi is the world’s first business current account built for freelancers and entrepreneurs. From invoicing on the go to easy expense management, Holvi gives you a complete set of tools to run your business – all from your mobile device.

Get the current account that saves you time and effort. Create and send invoices in seconds, upload and archive receipts and prepare payment reports for your bookkeeper or accountant. Holvi keeps you in control of your company’s finances – anytime, anywhere.

Holvi has been featured in the Economist, Forbes and Financial Times. Find out why so many small business owners are choosing Holvi, and join the international community of digital freelancers and entrepreneurs!

This is Holvi:

1. Banking on the go

• Get real-time notifications of your account activity
• Search for payments by keyword or filter
• Easy login and fast access with secure PIN authorisation
• Share account access and additional payment cards with your team

2. Mobile invoicing

• Create and send invoices with your mobile
• Stay on top of who's paid with automatic payment tracking
• Customise invoices directly from your mobile device

3. Easy receipt management

• Upload and attach receipts to payments with your phone's camera, and categorise purchases as they occur
• Add bookkeeping data like VAT and comments to payments
• Categorise each transaction for easy bookkeeping with just a few clicks
• Get comprehensive payment reports for your accountant with VAT data, categorisation, attachments and more

4. Safe and secure

• Get in-app card control to lock your Holvi Mastercard – anytime, anywhere
• Enable or disable online payments and ATM withdrawals with just one click
• Enjoy the latest in security technology

As an Authorised Payment Institution, Holvi meets the conduct of business requirements of the European Union Payment Services Regulations.

What’s New

Version 4.4.0

We regularly bring updates to the App Store to make the Holvi app faster and more reliable. From bug fixes to new features, every update is designed to improve your experience using Holvi.
Occasionally, we’ll bring you major improvements and feature updates – we’ll include these here.

* Maintenance release

Ratings and Reviews

4.4 out of 5
708 Ratings

708 Ratings

Strokaaja ,

Great basic service for free

Great basic features. Very basic app but little to complain when you get it for free!
Would be perfect app as iOS apps go if you could import receipts from files, not only photos (which makes little sence and should be easy to setup)! Need to use the web interface for that.

Just saying, what’s the point of a native app if your web app does a better job?!

Palvelun vaihtaja ,

Tyytyväinen, hienosäätöä vielä

Tykkään Holvista ja keskittäminen yhteen paikkaan helpottaa rahavirran seuraamista. Laskujen tekeminen Zervantilla oli aavistuksen joistavampaa, sillä siinä pystyi muokkaamaan mm. laskurivien paikkaa ja luomaan väliotsikoita (esim. matkakulut). Sitä ominaisuutta kaipaan Holvin laskuihinkin! Kun lähettää laskun, joutuu erikseen vielä päivittämään sivun, jotta näkee laskun muuttuneen tilan.

holvikäyttäjä ,

Tilin vahvistaminen

Tilin vahvistaminen on kestänyt uudelle yhtiölle kohta 3 viikkoa. Yhtiöllä ei ole aikaisemmin ollut mitään toimintaa ja mitään estettä vahvistamiselle ei ole esitetty. En ymmärrä holvin toimintaa tilin vahvistamisessa.


Holvi Payment Services Oy
89.7 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.


English, Finnish, German

Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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