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Open your mobile money account in minutes, with Monese. We’re the banking alternative that offers you fast and free accounts in 31 countries.

Join over a million people and enjoy a full range of features - all celebrated by a 4.4/5 Trustpilot score. We’re giving you the financial freedom to live, work, travel, study and thrive wherever life takes you. We even provide business accounts.

Simple, fuss-free and easy - so how does it work?

• Open a free GBP account or a free EUR account, straight from your phone
• Get a contactless Mastercard debit card you can use globally - online, in-store or at ATMs
• Enjoy fee-free foreign currency card spending and ATM withdrawals
• Quickly send and receive money locally and internationally in 16 currencies

Moving from London to Paris, or from Bucharest to Berlin? Then Monese is the account for you. It’s already available in 31 countries – and if you don’t know your address in a new country yet, don’t worry. Just have your passport or national ID card to hand. Our app and customer support team are also there for you in 14 languages.

Our feature-rich smartphone app also provides you with:

• Real-time notifications - instant updates whenever you use your account
• A detailed spending overview - for full transparency around your transactions
• Savings Pots - to put money aside for something special
• A fast, easy and secure way to pay, with Apple Pay
• An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent, or gym memberships
• Instant balance - check your account balance by one swipe from your phone’s home screen

Plus, you can also:

• Link your PayPal account – to manage your PayPal balance and transactions from the app, and also to seamlessly add your Monese card to your PayPal wallet (in selected countries)
• Connect your British Airways Executive Club account, to track and manage your Avios whenever you need
• Get instant account statements in PDF or XLS
• Enjoy state-of-the art security features such as locking or unlocking your card on the go, as well as strong encryption and biometric login
• Earn money by inviting your friends and family - we'll give you both a reward when they make their first card transaction with Monese!

Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free and add money to your account by bank transfer, using another debit card, or with cash at over 40,000 locations in the UK.

You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).

What’s New

Version 6.13.2

In this latest release, we've made over 30 bug fixes and improvements!
Love our app? Then don't forget to rate us! Your positive feedback really makes our day.

Ratings and Reviews

4.8 out of 5
102 Ratings

102 Ratings

YannisMela ,

15€ with promo code: ABDEL952 ❤️

Sign up with promo code: ABDEL952 to receive 15£ /€ as a welcome bonus after using monese mastercard for the very first time.

I love the instant notifications for all my spendings and I enjoy that kind of secure mobile banking. The app is fast and smooth. I signed up lately and recieved 15€ welcome bonus using the code above.

✅ My review after 6 Months using Monese
Included free with all plans:
✔︎ UK account number and sort code
✔︎ GBP Virtual Mastercard to use only in Google Pay or to shop online
✔︎ Additional Eurozone account
✔︎ Free Contactless debit card
✔︎ Fast UK transfers
✔︎ Instant Monese to Monese transfers
✔︎ Low cost international bank transfers
✔︎ Direct Debits
✔︎ Google Pay support
✔︎ In-app card lock/unlock
✔︎ Export statements
✔︎ High-end security

🔵 How does Monese work?

Monese Bank works through an app on your phone, it's completely digital apart from the bank card you can choose to pay for.
Monese works like a traditional banking system, but more streamlined. The app has multiple tabs focussed on different aspects of your account:

Debit card: Order and manage your contactless debit card. You can see whether your card is active and get a reminder of your pin.

Support: The support tab provides customers with easy access to customer service via instant messenger or email. This tab also has an FAQ section.

My plan: Monese offers a free account and two paid account options. From this tab you can see what benefits might come from an upgrade or subscribe to the service.

Direct debits: View and manage your active direct debits. Your account number and sort code are provided on this page for you to copy.

Add Eurozone account: Add a Eurozone account at the click of a button. You can switch between your UK and European accounts at any time on the home page.

Invite and earn: Invite a friend and you will earn £15 once they deposit money into their account, they also get £15.

Developer Response ,

Thanks Yannis! ⚡️

Arvostelij ,


Toimiikun junan vessa.


mcisaod ,

Good service

It is fast, safe and cheep. Free euro transfer


Monese Ltd
358.5 MB

Requires iOS 10.3 or later. Compatible with iPhone, iPad and iPod touch.


English, Bulgarian, Czech, French, German, Italian, Lithuanian, Polish, Portuguese, Romanian, Russian, Spanish, Turkish

Age Rating


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