Voya Protect 4+

Voya Protect is a robust supplemental insurance solution that’s built to be used. It pays benefits quickly and easily when an insured is diagnosed with a covered condition.

Download the Voya Protect app to get the most out of your coverage. You can file claims, manage your payment preferences, and set smart reminders so you never forget to claim your benefits.

Once you’re enrolled in Voya Protect and your coverage is effective, you will be able to use the Voya Protect app to:
- File a claim and upload photos from your phone
- Elect a payment method
- Check your benefit amounts
- Look up a condition
- Access your coverage documents
- Set smart reminders for when you’re at nearby emergency rooms, hospitals, or doctors’ offices
- Get help from a Voya Protect Member Care Representative

What makes Voya Protect different:
1. Extensive: Pays benefits for 13,000+ International Classification of Diseases (ICD-10) codes that are designated as moderate, severe, and catastrophic events.
2. Efficient: You can file a claim within minutes via the app or online and, if approved, benefits are typically paid within 72 hours
3. Easy: Administration is simple. If you choose the Medical Claims Integration option, it may potentially increase claims utilization and offer an enhanced experience by providing a nudge when you may have overlooked a claim opportunity.

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