Qonto - Business Finance App 4+

All-in-one business account

Qonto

    • Free

iPhone Screenshots

Description

Qonto energizes SMEs, startups and freelancers by helping them whizz through their business finances.

More than 220,000 customers already use our finance management solution to keep control of their account at their fingertips. On the go, wherever they are.

Qonto, the finance management tool that boosts your business

Qonto simplifies everything, from everyday business banking and finance to bookkeeping and expense management. By doing the boring, time-consuming chores, we energize SMEs and freelancers so they can achieve more.

Say goodbye to banking frustration with Qonto

Our pricing is simple and transparent. There are no hidden fees. And when you’re with Qonto, you can look forward to rapid-response, top-tier customer service. So that when you have a question, we’ll get it answered swiftly.

Send and receive payments in a flash

Open an account in just 10 minutes and access flexible payment methods that can respond to the specific needs of your business right away:

- make purchases online instantly with our virtual Mastercards, from anywhere in the world.
- order physical Mastercards for payments and withdrawals abroad or at home.
- add virtual cards to Apple Pay and Google Pay for online and in-store purchases.
- create a Flash Card for one-off, single purpose payments. Securely.
- send and receive SWIFT and SEPA transfers directly on your phone.
- if your company is registered in France, we can even cash your checks.

With the Qonto app, you can manage your business finances even when you’re on the move.

Company creation made easy

Use our app to open an account without the paperwork eating into your time. Because we know your time is precious. Once you’re set up we can even help you switch or transition accounts progressively if your current bank or neobank is in France.

If you’re setting up a new company, we’ll guide you so that you’re up and running - with all your admin handled (within an average of just 72 hours for France-based customers).

Qonto: much more than just a pro account.

We can equip you with a vast range of business finance management solutions that include:

- IBANS in France, Spain, Italy or Germany, so you can be truly localized;
- unlimited transaction history and real-time notifications, so you’ll always know what comes in and what goes out of your account;
- For customers in France and Italy, we can also propose credit opportunities without all the paperwork, so you can fund your projects;
- as well as up to 5 sub-accounts in all our markets, so you can better organize your teams and their budgets.

Bookkeeping got you down? We’re here to help

When it comes to managing expenses and preparing your accounts, we’ve also got you covered. Scan your paper receipts on your phone and let the app retrieve the VAT and match them to the corresponding expense so they’re valid for your books. All completely automatically. Give your accountant access to consult your account; they’ll be delighted to find everything they need to manage your accounting. They can even connect Qonto to their favorite accounting tool.

Delegate spend management to your teams

We help make spend management a collaborative team effort: delegate cards and budgets to team members, give your managers and employees access according to their roles. Let them manage their spending within the rules and limits that you set in advance. They will enjoy the autonomy and you’ll keep control of the bigger picture.

Take back all that time and energy you currently spend on managing your business finances and focus it where it matters.

Download the Qonto app now and keep the control of your company’s money in your pocket.

Qonto is a payment institution regulated and authorised by the ACPR (registered under number CIB 16958).

What’s New

Version 4.34.0

Faster. Safer. We’re constantly looking to optimize your Qonto app to make managing your business account even smoother.

Ratings and Reviews

4.8 out of 5
13.4K Ratings

13.4K Ratings

Caméléon35 ,

Un vrai gain de temps pour la gestion admin !

J'utilise Qonto au quotidien pour gérer tous les paiements cartes/factures de ma société. Exp très fluide, en quelques secondes je paye mes fournisseurs et j'attache la facture correspondante en la prenant en photo.

Le gros plus : pouvoir changer ses plafonds de cartes directement via l'app ! En cas d'urgence, plus besoin de prier pour que mon banquier réponde au téléphone...

Bref, une vraie alternative aux banques classiques, bravo Qonto ! 🙂

Developer Response ,

👍 Merci pour votre superbe retour. N'hésitez pas à nous faire part de toutes vos suggestions et remarques. A très vite.

VCD Projects ,

Très bonne banque en ligne

Excellente banque en ligne, très peu de frais, très pratique et une appli très facile d’utilisation. J’apprécie bcp la carte avec de gros plafonds de paiement, entièrement modulable comme on le souhaite depuis l’appli... les paiements en temps réel avec notification et mail en temps réel. La possibilité de joindre les photos ou PJ des factures et reçus aux paiements.
J’ai également pu déposer facilement mon capital lors de la création de ma SAS.
Bref c’est très simple, peu cher et bien fait.
J’espère bientôt pouvoir avoir un chéquier (2 fois ça m’a manqué, c’est très peu heureusement) et pouvoir un jour faire un crédit auprès de Qonto.

Developer Response ,

Bonjour VCD Projects, nous lisons votre retour client, et vous remercions chaleureusement pour votre soutien! Nous prenons en compte votre besoin actuel de chéquier papier, et le transmettons à notre équipe produit, pour prise en compte immédiate. Nous favorisons chez Qonto, l'utilisation de moyens de paiements dématérialisés.

Pour ce qui est de votre besoin de possibilités de financement, nous travaillons dur pour obtenir notre agrément d'établissement de crédit! 😇

Filipe0561 ,

Très déçu

J’utilise la carte Qonto pour payer certains fournisseurs et prestataires de service. Je pensais les cartes de Qonto d’une nouvelle génération avec le parametrage..mais cela ne fonctionne pas et c’est moins bien qu’une banque classique. Sixt a pu me prélever plusieurs montants que je n’approuve pas en « forçant la carte », il leur suffit d’avoir le numéro de carte ..et ceci même si votre compte n’est pas provisionné !!!

App Privacy

The developer, Qonto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

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