Digital Bank, Bills, Airtime

Wema Bank Plc

    • 3.4 • 103 Ratings
    • Free

iPhone Screenshots


Experience easy banking with our app—manage your finances, top up airtime, get instant loans, and get instant debit cards, all in one place.

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security.

Here what can do on ALAT:
- Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more.
- Effortlessly log in using Touch ID, Face ID, or unique password.
- Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more!
- Set up Direct Debits and Standing Orders without stress.
- Seamlessly transfer money and make payments locally & internationally.
- Receive money both in Naira and foreign currency from any part of the world.
- Stay informed and up to date on all account activity with instant notifications.
- Set up your PIN or reset PIN whenever needed.
- Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease.
- Quickly locate and review transactions and account statements.
- Keep your contact details updated without stress; and more!


Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need.


1. Deals & Discounts from your favourite top brands; enjoy much more for less!

2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s).

3. Easy low-interest loans tailored to your needs.
Terms & conditions apply.

4. Flexible electricity, cable & other bill payments and never miss a due date!

5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier!

6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store.

7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”!

8. Customised Customer Support.

The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information.

Here are some extra layers of security we apply:

1. Insuring your money
Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC).

2. Transaction Screening
We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions.

3. Security Certifications
WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws.

4. Fraud Protection
In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports.


We are always excited to hear from you. For feedback, questions, or concerns, reach us via:
1. Helpline: 07000PURPLE (07000787753)
2. Email:
3. Website:

To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

What’s New

Version 4.4.1

The Latest ALAT V4.4.1. brings exciting new features and improvements.

Here’s what’s new:

- Customers now have the option to take a school fees advance loan to cover their ward's tuition fees.
- Qualified customers can also purchase airtime and data, as well as pay bills using a loan.
- Customers can now invest in treasury bills through the ALAT app .
- Customers can now request a new card within 30 days of the expiration of their current card.
- Eligible customers can top up their salary-based loan after 6 consecutive repayments, and customers have access to Nano loans for quick financial needs.

Your online banking experience just got even better!
Upgrade your ALAT app now to enjoy.

Ratings and Reviews

3.4 out of 5
103 Ratings

103 Ratings

a1rukyant ,


Each time I logged on, it kept on popping up ‘download a new version’ I’ve deleted almost every icon on my App but still same message. Even I deleted the WEMA App and reinstalled, same problem. Couldn’t see where to get the Domicilliary account page. Big frustration

Drizzler21 ,


Ever since the last 2 updates, I have been unable to access my Alat mobile banking application. Each time I try launching the app, it just closes without a notification or a pop up. Please fix the issue, as I have important transactions pending

Adedayo Adedapo ,

Champ App!

It does exactly as promised. Flawless and speedy executions plus it is your whole bank fully immersed in your phone. Magic!

This is one-financial app worth ten on-the-store. Keep up the good work.

App Privacy

The developer, Wema Bank Plc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

More By This Developer

WEMA Bank MobilePASS+
ALAT Office
ALAT Partner

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