Bank of Scotland Mobile Bank 4+
Secure, convenient, on the go
Lloyds Banking Group
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- Free
Screenshots
Description
Discover why millions of current account customers choose our app.
Stay in control of your business accounts on the move. Our app is fast, convenient and safe – keeping your bank details secure at all times.
WHAT YOU CAN DO
• Log on quickly and securely with fingerprints, Face ID or your memorable information
• Pay in cheques up to a daily limit of £10,000
• Make payments of up to £250,000 per day
• Add new payment recipients
• View your PIN number for your business debit card
• Create and amend standing orders
• Transfer money between your business accounts
• Check your account balances and transaction details
• Sign up to paper-free settings with our Digital Inbox
• View and delete Direct Debits
• Search your transactions
• Update your business and personal address
• Make International Payments to existing recipients
• Approve online purchases
• View your business details
• Reset your password
• Get help with the mobile app virtual assistant
WHAT YOU’LL NEED TO GET STARTED
- Bank of Scotland business account
- Internet Banking login details
- Card and Card reader
If you are not yet registered for Internet Banking, please visit our website.
If you don’t have an account with us, but would like to open one, you can now apply for one in the App.
KEEPING YOU SAFE ONLINE
We use the latest online security to protect your money, your information and your privacy. Our app checks your details, your device and its software for security before you log in. If your phone is lost or stolen, we can block it from being used to try and access your accounts.
IMPORTANT INFORMATION
Your phone’s signal and functionality may affect your service. Terms and conditions apply.
When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.
Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).
Please note that features requiring the use of your device’s phone capability, such as Call Us, won’t work on iPads.
Bank of Scotland plc Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 169628.
LEGAL INFORMATION
This app is designed and intended for Bank of Scotland UK customers to access and service UK personal products. It should only be downloaded for this purpose
While the app can be downloaded from App Stores outside the UK, this does not mean we are inviting, offering or recommending you engage in any transactions or establish a customer relationship with Bank of Scotland.
Any confirmation that our product or service complies with European Union law is made to Apple to meet its legal requirements. This does not imply any representation, warranty, or statement to you and should not be relied upon for entering into any contract.
What’s New
Version 164.01
No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly.
We're working on some great new features behind the scenes which we'll reveal soon.
Ratings and Reviews
Updates are antiquated
Having received a message from a recipient to say that the payment I had sent had not been received, I looked on my app to see the payment hadn’t been recorded as sent. If I had looked closer at that point, I would have noticed my balance had changed although payee not recorded. I paid her again - still no record on the app. I checked balance to see both payments had been debited. I contacted the bank to be told that the app wouldn’t be updated until 1st July because it was the end of the month and the weekend 😱. The transaction has not shown up in the payee’s account and her balance hasn’t changed. I was advised to check my desktop. I don’t have my account on the desktop and it is a busy Sunday morning.
This app is not an improvement on the previous one and I am left to ponder where in the ether my double payment is - left my account, not in the payee’s account, although both times I was informed payment was successful and would appear in the recipient’s account immediately.
Developer Response ,
Thank you for getting in touch, and we hope that this transaction issue was resolved for you. Since you left this review in 2019, we've made a lot of improvements to our app. We'd love to know what you think. ~ Emma
Generally good
I’ve used this app for quite some time now, moreso since my local branch closed. The app has broadly done what you could want, it’s easy to transfer funds to friends and family and to keep an eye on accounts.
One issue I have with it is the “Cheque Deposit” facility - it’s such a hassle, it can’t be too dark but not too light either. Within the margins but not *that* well within, a bit closer - now to the right, no now the left… then when you get a picture of the front which at least has well defined borders, you’ve still to take one of the back - a blank piece of paper. After all that it tells me there’s still a problem and to take it to a branch (again, they closed my local one). It’s not often I have to cash a cheque but it would be better to not offer it as a feature when it’s so temperamental.
Payments to MasterCard
I always transfer the full amount of a purchase from my classic account to my MasterCard before I get a statement. It always takes the money out of my classic account instantly, however is always at least a day before it goes into my MasterCard, even though it always says it will be in my MasterCard account within 2 hours.
This caused me a problem at the start of the month when I wanted to buy airline tickets, they were going to cost more than my credit allowance. Because of this, I transferred more than the full amount to my credit card BEFORE buying the tickets. Again, it said the money would be in my credit card account within 2hours ! Again it wasn’t, and the money was taken from my credit card account for the airline purchase BEFORE my money transfer was registered in my credit card account. I then got worrying nasty messages on my bank app, AND 10 days later got a nasty letter. I phoned the MasterCard number, and she wasn’t very polite or helpful. So, I now don’t know if I have any credit issues, when I did nothing wrong.
Needless to say I am looking into changing ALL my B.O.S accounts to another bank.
Cath McCallum
App Privacy
The developer, Lloyds Banking Group, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Contacts
- User Content
- Search History
- Browsing History
- Identifiers
- Diagnostics
- Other Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Lloyds Banking Group
- Size
- 432.3 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.0 or later.
- iPad
- Requires iPadOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Languages
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English
- Age Rating
- 4+
- Copyright
- © 2011, Bank of Scotland
- Price
- Free
Supports
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