Need a loan, and fast? Apply for up to £1,100 now and get the money in your bank account today, if approved. Bad credit accepted.

Direct lender features:

• FCA authorised
• Same day funding
• No paperwork
• No guarantor needed

Money on Demand was developed by the Western Circle Group, who have already provided over 50,000 loans in the UK. We are fully authorised and regulated by the Financial Conduct Authority under permission number 714479, so you can be sure that your information is in safe hands.


NO OBLIGATION - Our loans are no obligation, which means you don't have to accept our loan offer unless you sign the e-contract. Applying with us is 100% free!

FLEXIBLE PAYMENTS - Our flexible repayments mean you don't have to repay your loan in one lump sum, but you can spread them over a few months to make them more manageable.

SAVE MONEY - You can also repay early whenever you want and only pay interest on the days you had the loan, saving money on interest!

Representative example: Borrow £500 for 4 Months, 4 Monthly Repayments of £215.81. Total repayment £863.24. Interest Rate PA (fixed) 270.10%, Representative APR 997%



Our direct loans have a very high acceptance rate. However, if we can't get you a loan directly, we’ll still take good care of you!
We work with a panel of handpicked direct lenders that provide fast online credit. So, if we can't offer you a loan, we'll connect you to a panel of trusted UK lenders, saving you having to apply again elsewhere.
If you want to take full advantage of this feature, make sure to tick the box at the end of the application form allowing us to transfer your details to our secure selection of lenders.

WARNING: Payday loans are most suitable for emergency situations and should not be used to solve a long-term money problem. Late repayment can cause you serious money problems. For help, go to



Already have a loan with us? Manage your account easily with our app!
• Easy login experience
• Update personal details and payment methods
• Check your loan status and see when upcoming payments are due
• Repay your loan early and save money on interest. Our free calculator shows you how much you can save by paying early
• Easily apply for a new loan – 70% of the application is filled out if you are a returning customer.
You can use the app login if you have/had an active loan with,, or


Separate the good from the spammers: There are many apps that promise to get you money fast, but in reality, only a small amount of apps are actually licensed to do so. For your own safety, please work only with FCA authorised direct lenders. Borrowing money is always a serious decision. Don't let spammers or unregulated people from outside the UK steal your personal data and money.



“Thank you for the quick processing of my loan and for the friendly and helpful staff. The apps is so easy to use and access.” – J, Maidenhead

“Very good service , easy to use. And funds transferred very quickly will use again" – Mr M Dorey, UK


Thank you for choosing Money on Demand! If you have any problems with our app, or just want to make some suggestions for how we can improve, please email or call 0203 757 1934.

If you found our app useful, please take a minute to rate us!

What’s New

Version 2.02

Version 2.02 is here!

- We've made a few bug fixes
- Now fully supporting iPad users
- Exciting new icon :)

Let us know what you think!

Any problems? Email or call 0203 757 1934.

Love Money on Demand? Rate the app!

Ratings and Reviews

3.4 out of 5
5 Ratings

5 Ratings

Jaydeneva123 ,


Fast, friendly and so helpful! Never and issues, straight up. Would definitely recommend

...scammed.... ,


Terrible and has hidden fees

App Privacy

The developer, Western Circle Limited, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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