New on the app store! Apply for a loan right on your mobile and get an instant decision!

Do you need a loan this instant? Download our free app and apply online in just a few minutes! Credit on Demand is a brand new app designed to help people get loans on their phones FAST.

We are a fully FCA authorised and regulated direct lender and we've already given over 50,000 people loans online. With the Credit on Demand borrowing app, you can:
- Borrow without any paperwork or faxing
- Repay back in manageable instalments
- Manage your loan on the go

Have any questions? No problem! Give us a call now on 0203 757 1934 and we’ll help you!



Who is Credit on Demand?
Credit on Demand is the official app for the popular lending website Personal Loans Now ( We offer safe personal loans online from £1,000 to £25,000. All you need to do is download this app and apply! We will consider your application, no matter what your credit score.

Is this app for me?
Whether you're looking for personal loans, unsecured loans or instalment loans, our one-size-fits-all application form caters to any request from £1,000 up to £25,000. You can use Credit on Demand as an alternative to bank loans, Wonga loans, credit lines or expensive overdrafts.

IMPORTANT: Please do not apply if you don’t think you will be able to afford repayments.

Will I be approved?
We have very high approval rates, even for bad credit! If we can’t directly offer you a loan, we will offer to find you a loan with one of our partnered lenders. All lenders that we work with are completely safe and FCA authorised! Your safety is our priority!

Is it safe to apply for a loan through an app?
We use bank grade encryption to protect your information as it passes through our systems. You also don’t need to worry about spam email, because there is no app registration! All you need to do is install the app and apply! Our app is completely free to download and use.


Representative Example: Borrow £10,000 for 24 months, 24 monthly repayments of £578,37. Total repayment £13,880.88, interest rate p.a. (fixed) 39.7%. Representative APR 39.7%


Credit on Demand is the official app for Personal Loans Now – a trusted and recognised personal loan lender in the UK. We are authorised and regulated by the FCA under authorisation number 714479. You can verify this at

For more information about our loans, please visit To contact us, please call on 0203 757 1934 or email We look forward to lending you a helping hand!

Ratings and Reviews

1.6 out of 5
5 Ratings

5 Ratings

App Privacy

The developer, Western Circle Limited, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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