Communion: Saving is freedom 17+

Saving is freedom. Freedom to live life fearlessly with more joy and less regret. Freedom to say no to the things that don’t serve you. Freedom to choose how you spend your time.

Most of us spend too much of our lives worrying about money. Worrying that we’ll never have enough. That we’ll never be enough. There's a hundred money apps. A thousand money gurus. And still, we feel chained to a cycle of anxiety, impulse spending and unavoidable expenses. Our financial reality restricts our goals and dreams.

Communion is a place committed to breaking that cycle and helping you take the first steps towards financial freedom.

1. Build your Fund: your own financial buffer against the world and the amount of money that means you can tell whatever or whoever is holding you back to get out of the way
2. Earn up to 6.94% on your savings (4.34% AER plus a bonus of up to 2.6% when you complete a saving streak and your friends join Communion) in an FSCS-protected easy access savings account
3. Get unlimited access to Communion’s team of Money Guides: create your own personalised 12-step plan with all the tools and support you need to build wealth for the long-term
4. Fix your relationship with money by forming new habits, gaining new knowledge and unlearning harmful beliefs about money

How does it work?

SAVING IS FREEDOM

Building wealth is simple but it’s not easy. There are no quick fixes or overnight successes. For this reason, we don't do stock-picking or crypto, get-rich-quick schemes or gambling. We save, religiously.

- Open an FSCS-protected easy access Communion savings account and earn interest of 4.34% AER. Instant deposits and same-day withdrawals.
- Boost your standard interest rate by an additional 2% when your friends join you in Communion (you earn an extra 0.2% per referral, up to 2%) and a top-up of 0.5% when you complete your first saving streak
- Build a Fund - your financial buffer - to help you gain financial autonomy
- Follow Communion’s unique saving ritual designed to embed powerful long-term money habits that make saving as addictive as spending
- Get unlimited access to Communion’s team of Money Guides to help you create a 12-step personalised wealth-building plan that’s right for you

KNOWLEDGE IS POWER

Building wealth is never just about money. It’s about psychology, behaviour and understanding your relationship with it. Communion doesn’t just give you the tools to save, it trains your brain to be better at saving and helps you transform your relationship with money.

- Commitment: building wealth takes work, commitment and bravery. All members of Communion commit to a 10-day daily saving ritual designed to transform the way you see money and the role it plays in your life
- Learning: Communion’s psychology of money training allows you to unlearn the harmful money habits that are holding you back while a carefully curated programme of learning delivers financial know-how to help you build financial confidence and resilience
- Expert guidance: Communion’s team of Money Guides are on hand to offer guidance and hold you accountable

TOGETHER IS BETTER

Every single one of us has the ability to build wealth. But it’s not easy to go it alone. The Communion community’s wealth of experience will support you on your journey.

- Sharing knowledge: the community’s collective experience and knowledge is more valuable than any one single adviser’s
- Talking about money: by witnessing others’ experiences of money we break the silence and lift the lid on the important money conversations we need to have

Welcome to Communion.