We’re bombarded with messages about cheap car and van insurance, but cheap is no good if it doesn’t cover you for what you need. Get the insurance that’s right for you!

Every driver is different, and when it comes to insurance – just as you would do when choosing your car or van – it is important to choose the features that match your needs.

Some drivers can’t afford to be without their vehicle should it be damaged or stolen so choose a courtesy car or van. Some want cover for driving abroad, and others don’t much fancy paying a fortune for a new key should theirs go missing and so select lost key cover.

Honcho makes it easy to get the car or van insurance that meets your needs, and then to get that cover at the best possible price. Whatever you drive, if you want to get the insurance cover that meets your needs – and not just the cheapest irrespective of what it includes – Honcho is for you.

Here’s how it works:

1. Simply scan your driving licence, enter your information, and choose the cover that matches your needs.

2. Click ‘Get Bids’, then sit back and watch as we run a live ‘reverse auction’ on your behalf.

3. You’ll see insurers bid and re-bid against each other with lowering prices – for the cover that you requested – to try and secure you as their customer.

And that’s it! You get to choose from the insurance cover that precisely meets your needs from loads of providers, with our unique ‘Honchometer’ showing the offers that best match your demands.

What’s more, Honcho is very different to the usual, outdated price comparison websites that you’re used to. These sites usually take a chunky commission from the insurer that you choose to buy from, and ultimately you end up paying this as part of your price. With Honcho:

- Insurance providers pay us just £1 to bid for your business… never any more.

- We receive no commission whatsoever.

- Our service is clear, fair and transparent, and supports great deals for consumers.

Whatever kind of car or van insurance you want, Honcho is ready to help. Our insurance providers' policies include:

- Black box / telematics car insurance.
- Pay-by-mile insurance.
- Comprehensive and third-party cover.
- Cover for business miles.
- Insurance for drivers with penalty points / driving convictions.
- Products for all drivers, age 17 to 70+.
- Specialist van insurance. including tools cover and goods in transit protection.
- Performance car cover.
- Cover for pick ups, panel vans, tippers, coupes, estates, saloons, 4x4s... basically all kinds of cars and vans!

That’s not all, though! New to Honcho is our third-party marketplace where we’ve got a number of fantastic providers of services for Honcho customers including multi-car cover, extended warranties, MOT and service booking, plus loads more.

Legal stuff (boring but important!):

- Honcho does not provide advice (based on a fair analysis of the market).

- The Honchometer score also does not represent advice (find out how the Honchometer works in the FAQs on our website).

- You must solely make your own decision on what policy you buy.

Honcho's privacy policy -

Honcho's terms and conditions -

Honcho Markets Ltd - trading as Honcho - is authorised and regulated by the Financial Conduct Authority, and our Firm Reference Number (FRN) is 791467. You can check this on

What’s New

Version 2.2.0

In this release we welcome Admiral MultiCar to Honcho, plus we've squashed a few minor bugs. Enjoy!

Ratings and Reviews

3.6 out of 5
67 Ratings

67 Ratings

PD-Jnr ,

Great concept more work needed

Great app and concept... however not enough insurers on here yet. My cheapest quote on comparison site £1k on here £2k. Following a similar model I guess where business will receive an introduction commission from the insurer.

Also I opted for no telematics but the “best bid” (I really doubt they’re bidding in real time or acknowledging each others bids) was a telematics quote and 95% relevant as per honchometer

Developer Response ,

Hello PD Jnr, thanks for your review and feedback, it is much appreciated.
Glad to hear that you like the app and concept. We totally agree that we need to grow the number of insurers on honcho and we've many more that will be going live in the coming weeks and months, bear with us :)
Our model is not a commission based model but a 'pay to play' one where insurers pay us £1 to bid for your business, whether they win it or not.
Rest assured they are re-bidding in real time, we send and receive several messages over the course of the 30 second auction. These messages contain the data which allows each insurer to see the other's price which they can choose to re-bid against (or not) depending on what that data tells them.
Hopefully this helps, thanks again, Tom @ honcho

JackPStephenson ,

Not useful

I understand that insurance is all a numbers game but I thought this app would take the struggle out of having to search through numerous different quotes, it does not. The app looks well built, and the tools to input personal details are easy enough to follow, but the actual implementation of this doesn’t seem to work effectively.

Honcho told me I had had 3 ‘bids’, which were all solely from one insurance company. The total cost of the policy was £3500, which incidentally is £2100 more than the quote I was able to find by just using a price comparison site myself, which took about the same amount of time as putting the details into this app.

Overall, I can’t say it was of any use at all, and just seemed like a waste of time to be perfectly honest.

Developer Response ,

Hello JackPStephenson, thank you for taking the time to write a detailed review, your feedback is appreciated.
Glad to hear that you like how the app works and that you consider it well built, this is humbling to hear.
I'm sorry to see that the price you received was not competitive vs. price comparison sites, this is not the outcome we'd like. However, this is as a result of us only recently launching, so the number of insurers is small. We've more insurance providers going live on the platform over the next few weeks so our competitiveness should dramatically improve. We'd love for you try again soon!
Thanks, Tom @ honcho

Budgies Chuff ,

Let someone else do the work!

Downloaded App to see what options were available and once the required information was loaded I just sat back and let them fight it out amongst themselves. Early quotes saved me over £150 on other competitive sites.

App Privacy

The developer, Honcho Markets Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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