Wealth management made easy
Grow your wealth with Moneyfarm's unique blend of human guidance, customised investment portfolios and digital convenience.
We provide a unique combination of simple investment advice and discretionary management to help your money grow.
Whether you want to invest in a pension, stocks and shares ISA or general investment account, match with a portfolio that's built and managed for your investor profile and let Moneyfarm help you prepare for your future, today.
** Innovation of the Year, British Bank Awards 2018 **
Personal advice and support
Ongoing access to regulated digital investment advice and a qualified investment advisor. Our investment advisors help you refine your investment plans and provide guidance on choosing between our different products.
Investment portfolios tailored to your investment plans and managed by our team of experts
Our experienced team of investment managers combine different asset classes to build globally diversified investment portfolios. They also manage these for you, monitoring the markets daily, making strategic adjustments to optimise returns and protect against losses and rebalancing your investment portfolios to keep them aligned with your investment plans.
Proven investment strategy
Our investment strategy, based on nobel prize winning modern portfolio theory, has outperformed benchmarks since inception. It is designed to maximise returns for a given level of risk, whilst minimising the cost of investing.
Long term strategic view.
Short term tactical adjustments.
ETFs as instruments to low management fees.
Transparency and convenience, making it easy for you to stay in control
You just need to fill in a short questionnaire, decide how you want to invest and when - we handle the rest and keep you informed so you can stay engaged, or just check in from time to time. You can make deposits and withdrawals, transfer existing ISAs or pensions, view your investment performance, dig deeper into the drivers of performance, and stay on top of their fees - 24/7, online or via our mobile app.
Simple and low pricing - with no hidden costs
We know that the cost of investing can be confusing and that fees eat into investment returns. This is why we continuously strive to keep our fees and costs simple and low. You pay a single management fee on your whole account, which decreases as you invest more. There are no hidden costs for trading, exiting, transfers or drawdown.
Your capital is at risk. Investments can go down as well as up and you may get back less than you originally invested. Authorised and regulated by the Financial Conduct Authority
Thanks for investing with Moneyfarm! This update contains several bug fixes and performance improvements, so you can enjoy the latest and greatest version of our app to make managing your investment as easy as possible.
Ratings and ReviewsSee All
The service offering and the rates of return are deplorable, if you can’t find better returns with your eyes closed then you should be holding on to your money and keeping it in a piggybank, besides once you get going with this outfit none of the figures you see relating to returns makes any sense, maybe to Mickey Mouse, but in the real world it’s all totally baffling. Apart from the investment stuff, which of course is the main point of all this, there is the closely linked technology aspect without which all these Fintech firms could not exist, let me tell you it’s not reliable, at least not Moneyfarm’s, I won’t go into the very long, very boring story but I can say that I have first hand knowledge and experience of serious failures in the systems Moneyfarm uses and since everything they do is reliant on technology one wonders when the whole thing is going to come crashing down, I for one will not be around to witness it, all too scary for me, and I don’t scare easily. Oh and their customer service, such as it is, leaves you empty and most definitely not yearning for more.
Fees increase - Misleading graph
The fees were suddenly increased considerably with very short notice. I will be paying a double amount compared to what I used to before the sudden increase. This is very poor and shows a lack of good faith. It was all justified with an unspecified expansion in advice and financial planning, that customers supposedly asked for. I don’t know about the other customers, but I definitely didn’t ask for any of that. What’s worse is that this is the second change in the fees structures in around three years… at this point I wouldn’t be confident that they won’t change the fees again in a year or so.
The app is overall decent, but the performance graph is very misleading as it overlaps contributions to performance, so it looks always positive trend (if you have a regular direct debit), even if actual performance is negative. Moreover, there is no projected value (there used to be but they removed it).
Seems OK but the percentage makes no sense
After several months of investing the percentage they show on the app makes no sense. The capital gain as compared to my initial investment is only 3.9%, whereas the "performance" percentage says it's 4.99%.
Currently the graph from 3-4 months is completely flat, which makes no sense either.
The app provides you with very little control aside from adding more money or transferring across, or setting up a new portfolio. As I can't imagine people would be doing that every time they log in, I don't understand why they're the main calls to action on the screen.
You can't change your risk profile at all, which I would have expected be one of the few things you should have control over.
My risk profile is "low" whereas when I first did the risk profile during setup I definitely came out as medium to high which means I'm completely confused how my answers then translated to investments on my behalf now.
Overall it seems OK for now since the value appears to be going up, but many things are not as expected.
- MFM Investment Ltd
- 59.4 MB
Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.
- Age Rating
- Infrequent/Mild Realistic Violence
- © 2020, MFM Investment Ltd.
Up to six family members will be able to use this app with Family Sharing enabled.