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An FCA regulated and licensed personal money app with £GBP and cryptocurrency accounts.

Safe, simple crypto: when you buy crypto we find the best price we can for you, and add no hidden spreads or margin. Just one transparent fee of 1.25%. Your crypto is insured against cyber-attack, and your £GBP is fully safeguarded.

And now you can earn 5% interest on your bitcoin! Our Bitcoin Boost account gives you 5% interest on your bitcoin holdings, with instant access and no penalties.

With Ziglu’s Mastercard® debit card you have the freedom to spend your money how, when and wherever you want.

**Finalists in the 2021 British Bank Awards Innovation of the Year and Best Online Trading Platform categories**

• Featured in The Times, The Express and This is Money
• Our secure, simple to use app gives you a full £GBP account with an account number and sort code that enables you to buy, hold and sell crypto in the same place
• Stand out from the crowd with the Ziglu #PowerPink glow-in-the-dark Mastercard debit card
• No hidden fees when you buy or sell crypto - we get you the best rate and you simply pay 1.25% for each exchange, no matter how large or small
• A carefully curated range of cryptocurrencies – currently bitcoin (BTC), Bitcoin Cash (BCH), Ether (ETH), Tezos (XTZ) and Litecoin (LTC) – with more on the way
• Don’t just buy bitcoin, boost it! Earn 5% interest on your bitcoin with our instant access Bitcoin Boost account
• Your digital assets are insured against cyber-attacks, and we keep your cash and crypto safe with a separate account for each currency
• Ping cash or crypto to friends and family, instantly and for free
• Friendly human support via phone, email or in-app
• Signing up takes just three minutes. Ziglu is available to UK residents over 18 - have your picture ID handy when you sign up.

New to crypto? Test the water by investing as little as £1. There are no hidden charges or monthly fees when you buy crypto with Ziglu - we get you the best rate and you simply pay one low 1.25% fee for each exchange, no matter how large or small the amount of your investment. And you can even earn 5% interest on your bitcoin holdings with our instant access Bitcoin Boost account.

We monitor transactions, and use the latest bank-grade security, encryption and monitoring to keep you and your money safe and secure. And with face and fingerprint ID to protect your account, there's no need for complicated keys or wallets.

We're one of the first financial service providers with both an Electronic Money license from the Financial Conduct Authority (FCA) and registration as a crypto asset firm under the Money Laundering Regulations. Every penny of the cash held in your Ziglu account is protected by the FCA's safeguarding rules, and to protect your cryptocurrencies we only use fully insured exchanges.

Ziglu Limited (Ziglu) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference No. 900977) for the provision of electronic money and payment services. Ziglu’s authorisation does not relate to its cryptoasset services. This means that Ziglu is providing a regulated service when Ziglu issues e-money, and when you make payments with Ziglu in fiat money. When you deal in cryptoassets, and when you make payments in cryptoassets, these are not activities regulated by the Financial Conduct Authority. Please note that none of our services are covered by the Financial Services Compensation Scheme.

Cryptoassets are extremely volatile. The risk of loss in trading or holding cryptoassets and digital currencies can be substantial. The value of digital currencies and cryptoassets can go up or down (and can even drop to zero), may be very volatile and there can be a substantial risk that you lose money buying, selling, holding, or investing in digital currencies and cryptoassets.

What’s New

Version 1.15

Onboard, on board or on-board – however you spell it, it's now even simpler and speedier to get on board with Ziglu. Don't forget to leave us a review, it really helps!

Ratings and Reviews

4.6 out of 5
528 Ratings

528 Ratings

13v0nL ,

No nonsense

No surprise the interface is really simple and everything is easy to navigate. The market updates are fast but would like to see more daily historical than just up down from open. Currently have to use another data source for that when it could be in here? Solid and really quick to communicate with.
As always with a new app, I look forward to seeing what other innovative features are going to be released and the next phase of products and services which build on the experience :)

Developer Response ,

Thanks for the awesome review and ⭐⭐⭐⭐⭐ rating. We have a range of exciting new features coming soon, including improvements to the market page. Stay tuned!

MupoetLuck ,

Still a long way to go from what I can see

Where to begin, signing up was easy enough, albeit there is caps lock on surnames which grates me however is not enough to warrant a single star. The problem comes with the absurdity of having to re register every time I want to use this app, the fact that the bank card still hasn’t arrived and more importantly verification codes do not get sent. Ultimately meaning one cannot access their account.
So the app is incredibly flawed and prevents you from using basic features.
You are unable to transfer crypto to your wallet is another major flaw meaning you can only purchase through Ziglu.
All the promises in the world coming from a fairly decent start up bank such as starling only leads to more disappointment, and concern for the later usage as well.
All in all this is at current a useless banking account for the lack of support over weekends and gaining access. Which without these leaves not much to make the transition to Ziglu. I’ll be deleting this account and searching for a more stable bank to use.

Developer Response ,

Hi there. Thanks for the feedback. We are so sorry to hear about the experience you've had. Could you please send an email to help@ziglu.io with the email you used to sign up, name, number and phone you are using and we can find a resolution for you.

N4z4n!n ,

Slow slow slow! Stay away! No access to my money for 2 months!

I had the account for a short time, 1~2 months. Everything was good at the beginning, but then UK bank transfers, which are done immediately in other banks, were taking 3-4 days! Then, they restricted my access to the account and asked for some further information, like video recording of myself and bank statements. I have sent the requested documents but no response for a week. Contacted the customer service, asking what is going on and if they have received the documents. They confirmed receiving of documents but told me that they are busy and it takes time. Then, after a couple of days my account was closed! I have sent them my bank account information to receive my funds but no response from them again! It’s more than 3 weeks that I don’t have access to my money! This is not what you expect from an online service.

Developer Response ,

Thanks for sending this feedback across to us. We only restrict, or freeze accounts to protect your money. We do this rarely and will work with you to make sure your money remains safe and that you are not at risk. We're also implementing measures to expand our operating hours and improve response times but if you need help in the mean time, please do send us an email to help@ziglu.io.

App Privacy

The developer, Ziglu Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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