Incredible - Pay off your debt 4+

Credit card & payment tracker


    • 4.2 • 22 Ratings
    • Free

iPhone Screenshots


Take control of your credit cards with Incredible.

Juggling multiple credit cards and due dates? Feeling overwhelmed by interest and jargon? Incredible brings your credit card borrowing under one roof, making life easier:

See everything in one place: Track your credit card balances, payments, and due dates in one go. Wave goodbye to spreadsheets, post-it notes and calendar reminders.

Chart your path: Use our repayment calculator to chart your path to debt freedom. See how extra payments and smart strategies can slash your interest and save you thousands.

Supercharge your savings: Round up your spare change and watch the balance shrink.

Go jargon-free: Understanding what you've borrowed is often made unnecessarily complex, we make the topic approachable so everyone feels confident about their borrowing.

One payment, no stress: Ditch the juggling act. Make one monthly payment to us with IncrediPay and we'll handle the rest, ensuring your repayments are paid on time, every time.

Download Incredible today and take control of your financial future.


Incredible is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

What’s New

Version 1.13.7

some bug fixes

Ratings and Reviews

4.2 out of 5
22 Ratings

22 Ratings

dj_jacob ,

It's about time

Something like this is well overdue for credit cards (and hopefully my other debts in future). I've got my Monzo, Revolut, Freetrade, Plum and now Incredible.

Shaisl ,

This is what I’ve needed!

This app is a game changer! I’ve not been great with managing my credit cards and debt in general in the last few years but this app has all my cards in one place and breaks down really well how much interest I have been paying unknowingly. Really is an eye opener and has some cool features and suggestions on how to pay off my debts quicker. Very easy to navigate and connect all my cards within minutes!

Sweeney_P! ,


Ive needed this app for my whole adult life! Was apprehensive at first because I didn’t love the idea of sharing my debt with a third party but have only been using this for a month and it’s already saved me more money than I actively save from my wages. It’s a godsend and takes the worry out of managing my finances. Thank you!!

App Privacy

The developer, Incredible, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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