Kotak Mobile Banking App 4+
Savings, UPI, Payments & Loans
Kotak Mahindra Bank Ltd.
-
- Free
iPhone Screenshots
Description
The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era.
If you are not an existing Kotak customer, you can open an 811 digital bank account on the app or a Kotak Savings account by visiting your nearest branch.
If you are an existing Kotak customer, you can use the 250+ features of the app to Bank, Pay bills, Invest, Shop and access services.
• Bank on the go:
Manage all your financial transactions, send and receive money through NEFT, IMPS and RTGS & UPI, request for a cheque book and much more
• Shop at your fingertips:
Dive into KayMall and shop via Flipkart, Amazon, Bigbasket, book flights and hotel rooms via Goibibo and book train tickets (IRCTC Authorized Partner) and much more
• Pay your bills:
Pay your Mobile Recharge, DTH payments and other bills with the online BillPay feature. Also, use the AutoPay feature to remember your monthly bills and pay them automatically from your account. Never miss a deadline again
• Services:
Instant completion on requesting for services such as updation of profile details, switching on/off of your Debit/Credit Card online
There's a lot more you can do with our Mobile Banking App:
• Transfer money instantly using BHIM UPI without the need for any bank information
• Transfer funds easily on the go without registering a beneficiary
• Book train tickets (IRCTC Authorized Partner), Flight tickets, Bus tickets, Hotels. Shop on Amazon, Flipkart, BigBasket, and more in KayMall.
• Recharge your mobile & DTH subscriptions with ease
• Purchase and redeem Mutual Funds and keep track of your investments
• Apply for a Kotak Credit Card
• Regenerate your Debit and Credit card PINs
• In case of loss, temporarily switch off your Kotak Debit Card for security purpose
• Pay Credit Card bill online
• Check your Bank Account statement
• Check your account balance
• Pay your bills, open a Term Deposit
• Post opening Account, go to Manage Profile and Click a selfie or upload your photo to set as profile picture
Get started:
To get started, you just need your Customer Relationship Number (CRN), your Debit / Credit Card PIN or your Net Banking password to get started. The app will take you through a one-time activation process when you login for the first time.
Kotak Bank App requires following permissions:
- Contacts: This is required to allow you fetching mobile number while mobile / DTH recharge or sharing IFSC/MMID
- Location: This is required for Branch / ATM locator
- Photos / Media / Files / Camera: This is required to let you access gallery / click an image to set profile picture.
- Phone: This is required to let you dial customer contact center
- SMS: This is required to auto activate the device during activation process.
Please note that your data is safe with Kotak Mahindra bank. We do not share any information with third party without your initiation.
What’s New
Version 5.4.2
1. General speed and design improvements.
2. Bug fixes and enhanced security to improve your Mobile Banking experience.
Ratings and Reviews
User friendly app
Kotak developed this app with ease of use in mind for the customers. You can check all your accounts and open multiple fixed deposits accounts without going through the lengthy process. Overall, very pleased with the app.
Works well
Works well - However, it could still work better, QA/QC has to be better, error messages could be wrong or misleading. From ease of use perspective it is brilliant, no doubt it is a good app.
In certain cases transaction is allowed and then declined after further validating NRE accounts. Anything that is not allowed should be blocked from customers.
At times I do feel if I can get my hands dirty can correct those issues, being in IT for so long. Security wise there hasn’t been many issues and in the past wasn’t able to do certain transactions, without the understanding of why. No longer an issue and I have been using this app for good 4-5 years.
Error pop up on start
After logging in, keep getting a pop up “ we are not able to process your request due to technical issue. Please try after sometime.”
After tapping OK I can contour using the app but there’s an empty area after the quick access section which shows that it’s loading but actually isn’t. Very annoying.
Developer Response ,
Hi! Sorry for the trouble! Our technical team is on top of this & will restore it as quickly as possible. Thank you for your patience and understanding. ^Team Kotak
App Privacy
The developer, Kotak Mahindra Bank Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- User Content
- Search History
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contacts
- User Content
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Kotak Mahindra Bank Ltd.
- Size
- 194.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- Kotak Mahindra Bank Ltd © 2016
- Price
- Free