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Kravings - Personal Loans
Check eligibility instantly
Only for iPhone
Free
iPhone
Look... we’re not your typical loan provider. We get it.
You want that dream vaycay vibe money.
To live-it-large-in-Bali money.
You want that low-emission electric car money.
Walk-down-the-aisle-in-style money.
That home-sweet-loan makeover money.
You want cool kicks, and concert tix, your puppy pick — and braces fixed.
And yes... maybe a house someday too.
Kravings helps go-getters like you enjoy the now and plan for tomorrow too.
Get an affordable personal loan from £1,000 to £25,000 — all from your phone.
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Why Kravings?
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• Fast approval
• Fair, fixed rates starting from only 9.9%
• Clear terms, no jargon
• No early settlement or late repayment fees
• Loans that fit your lifestyle
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What are you Kraving?
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• New wheels
• Dream holiday
• Perfect Wedding
• Home makeover
• Pay Off Credit Cards
• New pet
• Moving House
• Medical Procedure
• Invisalign
• Disney World
...or Something Else - it’s your call.
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How It Works
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1) Choose what you're kraving
2) Check your eligibility in minutes
3) Connect your bank securely to verify your affordability
4) If approved, get your loan — fast
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Kravings — Personal Loans for Life’s Big Moments
Because life’s too short to wait on your dreams.
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Representative 22.4% APR
Credit available only to UK Residents aged 18 and over. Subject to status. Terms apply.
Failure to make payments on time may make obtaining credit in the future more expensive and difficult.
Clay Technologies UK Limited (trading as "Kravings") is authorised and regulated by the Financial Conduct Authority (FCA) with reference 1017010. Our registered company number is 15449195 and our registered office is at 30 Churchill Place, Canary Wharf, London, E14 5RE. ©2025 All Rights Reserved.
This app’s overall rating was recently reset.
We’ve fixed some bugs and made performance improvements to keep the app running smoothly.
The developer, Clay Technologies UK, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
The developer indicated that this app supports the following accessibility features. Learn More
Information
- Provider
- CLAY TECHNOLOGIES UK LIMITED
- Size
- 231.2 MB
- Category
- Finance
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © Clay Technologies