Lumio: Mint & Yolt Alternative 4+

Spending, Investments, Pension

Lumio Technologies Limited

Designed for iPhone

    • 4.4 • 145 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots



FT:"Financial app to watch", Metro:"Best savings app for 2022"

FCA Registered + same security as leading banks

MINT for the UK

Download Lumio for FREE to track, save and invest every penny without the faff of a spreadsheet - The Truebill and Mint for the UK.

AI technology that helps you say goodbye to the hassle of switching apps and mental maths - with one smart money dashboard.
Lumio’s smart technology tracks down unwanted bills & subscriptions (like Truebill) - helping you avoid overdrafts, and save faster - with insights you won’t get from your bank.

UPGRADE to Lumio PRO & PREMIUM to gain access to industry-leading money management features.


● Track your net worth across with all your accounts in one money dashboard - including Marcus by Goldman Sachs
● Save and invest exactly what you can afford when you can afford it
● Manage all your accounts in one place - just like Snoop
● Save straight into your existing accounts - including GoHenry, Marcus, Monzo, Rooster Money
● Manage & organise all your bills & subscriptions (like Snoop)
● Track all your spending and expenses (like Emma Finance)
● Set clear financial goals and work towards them (just like Mint)
● Get actionable insights you won’t get from your bank
● Track how your spending changes over time
● Avoid overdraft charges
● Get matched with the best financial products
● Combine all your pensions - including Pensionbee, Nest Pension, Aegon Pension
● Get spending and balance notifications

● Fully customise your money management cycle. Pay-day to pay-day, date-to-date, month-to-month (like YNAB You Need A Budget)
● Connect the value of everything you own to Lumio using Offline Accounts (MoneyDashboard)
● Unlock access to all your historic financial data across all accounts
● Unlock an unlimited net-worth graph & data to see your all-time progress
● Save and move money between any account (Monzo, Marcus by Goldman Sachs, Revolut, Natwest & all banks)
● Visual and statistical spending and income breakdown by category (Emma Finance)
● Receive all essential alerts and balance updates, upcoming payments, and transactions. (Like Monzo)
● VIP priority chat support with the team
● Early access to Beta features
● Direct feedback channel with the team to inform product roadmap

Lumio offers hundreds of connections, including…

● Bank accounts: HSBC, Barclays, Monzo, Natwest, Santander, Revolut, Starling & more
● Savings accounts: Marcus by Goldman Sachs, Virgin Money, OakNorth, Nationwide & more
● Credit Cards: American Express (Amex), Barclaycard, Lloyds, Natwest & more
● Cryptocurrency: Coinbase, Revolut, eToro & more coming soon
● Pensions & Investments: Nutmeg, Moneyfarm, Wealthify, EToro, Hargreaves Lansdown, AJ Bell, PensionBee, Nest Pension, Aegon Pension & more

Have total confidence that your money mentor is protected as a result of 256-bit encryption and a 5-number pin.
The same security used in world-leading banks with military-grade encryption.

Lumio is registered with the Financial Conduct Authority under the Payment Services Directive for the provision of payment services. Here’s our reference number: 844741
Lumio is registered with the Information Commissioner’s Office in compliance with the Data Protection Act 1998. Data Protection Registration Number: ZA548961

Lumio is a personal finance app that works just for you: helping track all your expenses and save & invest every penny you can actually afford.

Lumio is the free app to help you track spending, bills, budget, and plan your route to success through saving and investing. Whether it is saving money into your Marcus by Goldman Sachs account, investing into your Plum account or moving money into your pension with pensionbee - Lumio is the UK's answer to Mint budgeting. Helping you save and invest every penny you can actually afford.
Terms of Use:

What’s New

Version 2.0.11

We've squashed a few pesky bugs plus a load of work under the hood, to improve the performance.

Thanks for using Lumio!

Ratings and Reviews

4.4 out of 5
145 Ratings

145 Ratings

Apx412 ,

Almost #1 for me, with just one drawback

I’ve been using MoneyDashboard Neon for a while now, despite some drawbacks (no support for a few banks/investment platforms that Lumio has).

I gave Lumio another try recently and the new UI is brilliant, with support for additional banks and even my student loan provider is huge win for me.

My only reservation is the Money Manager tab - the icons used for various categories aren’t very clear. It may seem minor, but the icons on MoneyDashboard Neon only comprise of one colour and are more minimal, making them easier to identify at a quick glance.

The Money Manager tab should also introduce the ability to re-arrange subsections (like Yolt used to), as it’d be great to have the categories at the top (in my opinion).

J3nw ,

Great for a non-finance-y person!

I have struggled for years with keeping track of different accounts (and managing money)- Monzo for bills, Barclays for personal spending and my credit cards. So helpful to have finally have one place to check my balance and see my outgoings and incomings, particularly for upcoming payments that always used to take me by surprise! I have also used the app to find myself a great fixed saving account with Atom Bank that has been really helpful for my saving goals. Thank you Lumio :)

Developer Response ,

Hey J3nw, thanks for your feedback! We're delighted to hear you've found a new savings account through Lumio and you're seeing more control over your upcoming payments!

Billyg-123 ,

A well designed app to help with online banking

Lumio really has helped my with all my online banking by linking them all into one space. It has also allowed me to compare saving accounts and credit cards to make sure I am getting the most for my money.

I would highly recommend to everyone that has multiple banking apps who want to be able to easily track their money.

Developer Response ,

Great to hear you're loving Lumio Billy! Thank you for recommending us!

App Privacy

The developer, Lumio Technologies Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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