Maya – savings, loans, cards 17+

BSP-licensed banking and more

Maya Philippines, Inc.

    • 4.6 • 315 Ratings
    • Free

iPhone Screenshots

Description

Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet. With Maya, you can save money and earn up to 15% interest p.a. every day, loan up to P250,000 instantly, apply for a credit card, shop with your Maya card worldwide, and scan any QR Ph to pay for anything.

SAVE​
BSP-licensed digital banking with a twist? You bet.
Enjoy up to 15% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.​

SHOP & PAY​
All the wallet features you need to send money, shop online, pay your bills, and more are right here, too.
Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently from your wallet.

INVEST​
You’ve got plenty of ways to explore your money's potential through crypto and funds.
Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​
Makes trading cryptocurrency a lot easier with Maya.

BORROW​
When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 credit and give your everyday budget a boost.
Approval is subject to credit evaluation. See below for loan terms.*​

*Loan Terms​
• Credit limit amount: P15,000 - P250,000​
• Monthly add-on interest rate: 0.77% - 2.57%​
• Monthly effective interest rate: 1.4% - 4.25%​
• Tenure: 6 - 24 months​
• Max. annual APR: 30.78%​
• Applicable DST and other fees: Waived​
• Late fee (daily) on overdue principal: 0.17%​​

Sample Computation​
• Loan amount: P25,000​
• Monthly add-on interest rate: 0.83%​
• Tenure: 6 months​
• DST/fees: P0​
• Monthly installment amount: P4,374.17​
• Total repayment amount: P26,239.19​
• Daily penalty: 0.17%​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.​

​For concerns, go to your app and visit the Help Center in your profile. You may also call us from 8 AM to 7 PM daily:​
• (+632) 8845 7788​
• 1800 1084 57788 toll-free​
• *788 for free using Smart​
• Office Address: Launchpad Building, Sheridan, Mandaluyong, Metro Manila, Philippines

What’s New

Version 2.93.0

We tweaked and tinkered with the app for an overall tidier experience while you manage your money with Maya. Enjoy the update!

Ratings and Reviews

4.6 out of 5
315 Ratings

315 Ratings

annegresloon ,

Very Convenient needs multiple saving account

Great app I just wish I could make multiple account in one mobile number

theplanetvee ,

Awful Customer Service

Why is it so painful to get decent customer service? I have to jump hoops to rectify a mistake the system makes and after being told on the phone to submit some documents I get rejected because it was incorrect, despite submitting what I was told to submit, and I can’t even appeal.

It is hard to get someone over the app to talk to, it is expensive to talk to someone over the phone and email doesn’t really help as I cannot reply to any of my requests once it has been replied to. Poor, poor customer service for a leading digital bank. I was so excited that I can finally get digital banking in Philippines but the stress and hassle is not worth my time. I’d rather stick to traditional banking, and I am someone who has had several digital bank accounts over the years and have never encountered poor customer service until now.

hdyhevcz ,

Ridiculous

The only reason I downloaded this app was to make 1 simple transfer to another PayMaya account but in reality it is not so simple!

First you click to pay but no! you can’t pay to another PayMaya account until you have upgraded your account... ok fine upgrade my account but no! apparently I don’t know my own name!!!

The first message message thank you for taking the time to upgrade your account but your details don’t match please apply again!

Yes they do but ok apply again every detail is the same as before and definitely matches my passport! this time apparently the name doesn’t match your Id! Don’t put optional next to the middle name if you have some idiot validating it that says that my name doesn’t match because I didn’t put the middle name where it says OPTIONAL!

So again same details as before add my middle name and this time I get the same as the first message, your details don’t match!

Don’t waste your time!

they now have 4 different photos of my passport 4 different videos of me nodding and shaking my head and still they can’t validate that it me and my passport!

Events

App Privacy

The developer, Maya Philippines, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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