The pension calculator helps you estimate your future income. It’s part of the Multiply financial planning app which we designed to help you get on top of your finances.
To get going you’ll need to answer a few questions about your current situation and any big goals you have, like saving for a house deposit or the trip of a lifetime. Then, our smart technology produces a simple plan of action to get you there. Your plan will have a list of recommendations across savings, pensions, insurance, and investments.
Multiply is available to UK residents who earn under £300,000 a year.
• Unique plan with impartial recommendations on:
◦ Wills and LPAs
• Pension calculator
• Savings account finder
• Free to use, no ads and FCA regulated
Are you regulated by the Financial Conduct Authority?
Yes. Multiply is a trading style of Multiply AI. Multiply AI is authorised and regulated by the Financial Conduct Authority. Financial Register Number 801053. You can confirm this by visiting the Financial Conduct Authority website at www.fca.org.uk/firms/financial-services-register or by contacting the Financial Conduct Authority on 0800 111 6768. Our Registered Office is: 3rd Floor, Rise London, 41 Luke Street, London, England, EC2A 4DP. Company registration number 10470734.
Is this app providing financial advice?
No. The recommendations you will see in your Multiply plan are what’s known as “financial guidance”.
Is my data safe?
Absolutely. We realise it can be scary to put your personal information on the internet, and even more so when it’s about your finances. So here are the things we’re doing to make sure your data is safe:
• We secure and protect your data using bank-level encryption. We will never share or sell your data.
• As part of being a regulated company, we meet the Financial Conduct Authority’s standards for security and data protection.
How do you make money?
No one likes having to trawl through the small print for details so let’s cut to the chase on how Multiply makes money. In most cases, if you decide to set up a product we recommend, the provider will pay Multiply a fee. It doesn’t cost you any extra and it helps us keep financial plans free for everyone.
How do you select the recommended products?
Multiply scours the market for the right product for you. Sometimes the right product is one we don’t get paid for recommending. This will never affect whether we show it to you or not.
Multiply is committed to being fiercely impartial. No matter what.
An update to improve general performance and better connect you to your goals.
Ratings and Reviews
Wish I’d known these things sooner
It took me a while to fill in all of my details, but it was pretty straightforward. The big surprise was seeing my financial plan—it included some things that I had totally overlooked. I was never taught these things in school, so I’m relieved that this app exists!
questions asked like ‘how much is in your bank account’ seem way too personal for me, but i like the UI, looks very clean and sharp. Would like to know their GDPR procedures though holding this information.
Developer Response ,
If you have any more questions or concerns, please feel free to contact our Support team at email@example.com
Just didn’t work and poor support.
I was excited to use this app for a deep dive into my household finances. Went through the process of completing all questions. However the app through out an error when trying to review my plan and asked me to contact support (an issue on their end apparently). I followed the suggestion and contacted support and heard nothing back in a week. So I’ve given up and deleted.
Developer Response ,
Hi there, thanks for taking the time to leave a review! We're truly sorry we didn't meet your expectations here, and are making it a top priority to sort this out for you. We've also taken your feedback on board to help us improve our Customer Support process to ensure all of our users feel valued and supported. To allow us to look into your particular issue, we'd really appreciate it if you could email firstname.lastname@example.org.
Thanks again for helping to make Multiply better!
Up to six family members will be able to use this app with Family Sharing enabled.