N26 — Love your bank 4+

Bank anywhere, with your phone

N26 GmbH

    • 4.7 • 16.9K Ratings
    • Free

iPhone Screenshots

Description

** Listed in Forbes’ World’s Best Banks 2023 **

Want to manage your money and your crypto* with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!

Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:

GET STARTED FAST
Download the N26 app and open your online bank account in minutes—right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

INSTANT SAVINGS
Earn interest on 100% flexible savings — it’s as simple and transparent as it can get. Available to eligible N26 customers in Germany and Spain.

CRYPTO AND BANKING IN ONE APP
Instantly buy and sell almost 200 cryptocurrencies — including Bitcoin and Ethereum.
(*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice.)

CHEAP INTERNATIONAL TRANSFERS
Send money overseas in 38+ currencies with Wise (formerly TransferWise) in your N26 app. Get the real market exchange rate every time.

SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Round-ups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.
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PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain, and Greece.

N26 PERKS
Unlock exclusive offers from brands you love.

SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.

RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.

FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and free withdrawals abroad
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad

For freelancers and the self-employed:
— N26 Business Standard: the free everyday business account with 0.1% cashback
— N26 Business Smart: the business account with a colorful Mastercard, extra sub-accounts, and intelligent budgeting tools
— N26 Business You: the premium account with travel insurance, a colorful Mastercard, and free withdrawals abroad
— N26 Business Metal: the exclusive account with an insurance package, 0.5% cashback, a metal Mastercard, and free withdrawals abroad

N26 Products include:
— N26 Overdraft: get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: purchase on-demand insurance in your app to protect what you love

N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.

Imprint and Cookie Policy: n26.com/app

What’s New

Version 3.124

We’ve been fixing bugs and making some improvements to your app experience. Check out the newly revamped ‘Cards’ tab — now, when you need to access your card info, it’ll be even easier.

Ratings and Reviews

4.7 out of 5
16.9K Ratings

16.9K Ratings

lukaku__87 ,

❤️N26 and with €15 bonus

Can’t seem to find any fault, unless delay on weekends when transferring money from Bank account to N26 but figured out banking days and times and it works just fine; always do transaction on transferring money from Monday til Thursday (working days) and possibly before 12pm (that’s where all banking transaction service are done). On Friday, because banks are closed on weekend your transfer will arrive on your account on the following Monday. Other than that, I’ve been using N26 since last year, I have the black card and it never let me down. No fees when withdrawing money from bank ATM and same when paying. Great app and great banking! P.S: Little advice when withdrawing money abroad with N26, never take your money from LINK ATM because they will charge you 3€ for each transaction you do with their service. My ref. For €15 giovannv7997

Jhb972 ,

One of the best online Banking

Can’t seem to find any fault, unless delay on weekends when transferring money from Bank account to N26 but figured out banking days and times and it works just fine; always do transaction on transferring money from Monday til Thursday (working days) and possibly before 12pm (that’s where all banking transaction service are done). On Friday, because banks are closed on weekend your transfer will arrive on your account on the following Monday.

Other than that, I’ve been using N26 since last year, I have the black card and it never let me down. No fees when withdrawing money from bank ATM and same when paying. Great app and great banking!

P.S: Little advice when withdrawing money abroad with N26, never take your money from LINK ATM because they will charge you 3€ for each transaction you do with their service.

JoshBRex ,

N26 brings the future to Germany

As an English speaker in Germany I couldn’t believe how few banks had access to English. The apps were all slow and clunky with crazy security measures that make them totally unusable, so much so when my wife lost her card she had to fly to Germany and wait 2 weeks then collect her card in person, she couldn’t even cancel it online or over the phone…
When I lost my card I could freeze it via the app. Order a new one at no cost. Just the service I expect, I can set my own limits use it around the world. It’s just what I expect a bank to be able to do as a world traveler.

App Privacy

The developer, N26 GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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