** Voted 'Best Bank in the World' by Forbes 2021 **
Want to have full control of your money with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!
Over 7 million customers in 25 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:
GET STARTED FAST
Download the N26 app and open your bank account in 8 minutes—right from your phone. Get a virtual or physical debit Mastercard, add it to Apple Pay, and start spending with your bank card before it arrives in the mail.
NO HIDDEN FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.
Receive instant push notifications for every incoming and outgoing transaction. You’ll always know what’s happening in your account.
YOU’RE IN CONTROL
Instantly lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments in your N26 app.
CHEAP INTERNATIONAL TRANSFERS
Send money overseas in 38+ currencies with Wise (formerly TransferWise) in your N26 app. Get the real market exchange rate every time.
SAVE AND BUDGET EASILY
Effortlessly organize your money in Spaces sub-accounts, or spend and save together with up to 10 others in Shared Spaces. Want to budget better? Use Statistics to track your spending in real time, broken down into helpful categories.
Send and receive instant bank transfers within the SEPA area—your money will arrive in seconds. Need cash? Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain and Greece.
Unlock exclusive offers from brands you love.
SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure 2-factor authentication.
RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.
FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with a colorful Mastercard, free withdrawals abroad, and travel insurance
— N26 Metal: the exclusive bank account with a metal Mastercard, priority support hotline, free withdrawals abroad, and an insurance package
For freelancers and the self-employed:
— N26 Business Standard: the free everyday business account with 0.1% cashback
— N26 Business Smart: the business account with a colorful Mastercard, extra sub-accounts, and intelligent budgeting tools
— N26 Business You: the premium account with a colorful Mastercard, travel insurance, and free withdrawals abroad
— N26 Business Metal: the exclusive account with 0.5% cashback, a metal Mastercard, free withdrawals abroad, and an insurance package
N26 Products include:
— N26 Overdraft: Get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: Get a credit loan of €1,000 to €25,000 with zero paperwork (available in Germany, France)
— N26 Savings: Open a fixed-term savings account and earn up to 1.15% interest (available in Germany, Austria)
— N26 EasyFlex Savings: Earn competitive daily interest on your savings without locking it away (available in Germany)
— N26 Insurance: Purchase on-demand insurance in your app to protect what you love (available in Germany)
N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more. N26 has over 250,000 five-star reviews worldwide.
We’ve fixed some bugs to make your banking experience even smoother. Happy upgrading!
Ratings and Reviews
❤️N26 and with €15 bonus
Can’t seem to find any fault, unless delay on weekends when transferring money from Bank account to N26 but figured out banking days and times and it works just fine; always do transaction on transferring money from Monday til Thursday (working days) and possibly before 12pm (that’s where all banking transaction service are done). On Friday, because banks are closed on weekend your transfer will arrive on your account on the following Monday. Other than that, I’ve been using N26 since last year, I have the black card and it never let me down. No fees when withdrawing money from bank ATM and same when paying. Great app and great banking! P.S: Little advice when withdrawing money abroad with N26, never take your money from LINK ATM because they will charge you 3€ for each transaction you do with their service. My ref. For €15 giovannv7997
One of the best online Banking
Can’t seem to find any fault, unless delay on weekends when transferring money from Bank account to N26 but figured out banking days and times and it works just fine; always do transaction on transferring money from Monday til Thursday (working days) and possibly before 12pm (that’s where all banking transaction service are done). On Friday, because banks are closed on weekend your transfer will arrive on your account on the following Monday.
Other than that, I’ve been using N26 since last year, I have the black card and it never let me down. No fees when withdrawing money from bank ATM and same when paying. Great app and great banking!
P.S: Little advice when withdrawing money abroad with N26, never take your money from LINK ATM because they will charge you 3€ for each transaction you do with their service.
The app itself is good and simple to use. I don’t use this as my main account but just to put a small amount of money aside in a separate account. One thing that could really improve it is the ability to save bank details that you are transferring to like most other banking apps have.
I certainly wouldn’t use this as my sole bank however, and reading the other reviews I don’t think I’ll be trusting them with large sums of money at this point. I often have trouble with online payments as it comes up as my address not matching - even though it’s correct in the app (and must be correct for me to have received my card). This is a nuisance and brings me back to my earlier suggestion as I always then have to transfer money back to my other account to make an online purchase
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
Privacy practices may vary based on, for example, the features you use or your age. Learn More
- N26 GmbH
- 368 MB
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
English, French, German, Italian, Spanish
- Age Rating
- © N26 GmbH
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Up to six family members will be able to use this app with Family Sharing enabled.