If you are looking for a one-stop solution to manage your Najm credit cards, Najm Online offers you a variety of features that are convenient and easy to use.

The new and improved app allows you to:
- Pay for your Najm credit cards directly from your bank
- Schedule and issue your utility bill payments for Etisalat & DEWA
- Change your PIN securely
- Activate your card instantly

Using Najm Online will enable you to:
- Access information on your cashback vouchers
- Get real-time updates on all your accounts
- View all your unbilled transactions
- Check your account balance instantly
- View your account statements
- Update your personal information
- Download your credit card statements, transaction details and payment receipts

From the comfort of your home, you can apply for:
- 0% Easy Payment Plan (EPP)
- Loan on Phone (LoP)
- Balance Transfer (BT)
- Credit limit increase
- Supplementary cards
- Direct Debit option for your credit card payments
Download Najm Online now and start managing your credit cards from anywhere in the world.

What’s New

Version 8.2.5

The latest version contains features updates

Ratings and Reviews

4.0 out of 5
8 Ratings

8 Ratings

Isaacandfreya ,

Excellent App!!

Best finance app in UAE - better than ENBD, FAB, ADCB, Mashreq and CBD.

I have used all these Bank’s apps and this is the best by far.

Simple to use.
Easy to take a loan... in seconds!
Pay my DEWA and Etisalat in a single tap

Developer Response ,

Thanks, Isaac!

najm user ,

Login ID

Very bad update. My login ID is in small letters and thanks to the new update I can write it only in capital letters, which consider it a wrong ID. I don't think so I'm using the app again.

Fahood100 ,

Bug in application

There is network error occurred while opening Najm application

App Privacy

The developer, Majid Al Futtaim Finance LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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