nume

Smart Mortgage & Investing

Free · Designed for iPad. Not verified for macOS.

Smart Mortgages. Smarter Investing. The wealth app for the strategic homeowner. Capital at risk when you invest. Most homeowners bury extra cash in home equity because it feels "safe." But is that move costing you in the long run? nume brings your mortgage and investment data together side-by-side, replacing guesswork with mathematical optimization. No more tools that only show half the picture. With nume, you can: • Find the "Sweet Spot": Calculate the balance to pay down enough debt for cheaper interest rates while shifting surplus cash into a faster-growing "Nest Egg." • Model scenarios: : Use calculators to see how overpaying vs. investing shapes your wealth over 10, 20, or 30 years. • Unlock "Accessible Freedom": Don't trap all of your wealth in bricks. Build a liquid, trackable safety net available for life’s unexpected needs. • Verify Your Wealth: Prove you are a lower-risk borrower by showing your total portfolio to lenders, potentially unlocking better mortgage rates. • Invest with Precision: Access low-cost index funds directly through the platform to act as capital repayment vehicles. Security & Trust as the Foundation • Asset Security: Your money is never on our balance sheet. Assets are held securely in segregated accounts with Interactive Brokers. Nume is a trading name of Sprout Financial Ltd (Co. No. 16066376). Sprout Financial Ltd is an Appointed Representative of RiskSave Technologies Ltd (FRN: 775330), which is authorised and regulated by the Financial Conduct Authority. Your money and assets are held with Interactive Brokers. ISA accounts are held with the FCA-regulated UK entity, while GIA accounts are held with Interactive Brokers LLC in the US. All assets are kept in segregated accounts, separate from the firm’s own funds, ensuring they remain yours. Eligible ISA accounts are protected by the FSCS up to £85,000. GIA accounts are protected by the SIPC up to US $500,000 (including US $250,000 for cash), with additional excess coverage from Lloyd’s of London. Please note this protection does not cover losses due to changes in investment value.

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

Added biometric login support Enhanced security with lockout protection UI improvements and performance refinements

Version 1.0.19

The developer, Sprout Financial Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Location
    • Contact Info
    • Identifiers

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Diagnostics

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Provider
  • Sprout Financial Ltd
Size
  • 43.7 MB
Category
  • Finance
Compatibility
Requires iOS 13.0 or later.
  • iPhone
    Requires iOS 13.0 or later.
  • iPad
    Requires iPadOS 13.0 or later.
  • iPod touch
    Requires iOS 13.0 or later.
  • Mac
    Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
18+
Copyright
  • © 2026 Nume
  • Developer Website
  • Privacy Policy