Osper is a mobile pocket money management service and prepaid debit card designed to help young people become confident managing their money.

With the ability to set up an automatic allowance directly from a Parent’s personal bank account to their children’s Osper account, there’s no more scrambling for change when pocket money day comes around. Parents have a full overview of what their children are paying for with Osper, and with the touch of a button can enable or disable online payments.

At the core of the Osper product, is our Osper prepaid debit card made for kids. Our cards are custom made for our Osper young people and are a fully functional card, allowing children to:

Use the card in shops, online and at cash machines just like any other debit card
There are no overdraws at all - Osper card are prepaid, your children can only spend what’s on the card
A one touch button can disable and enable the card in-app, should the card ever be misplaces
Osper cards are protected by a 4 digit PIN

The Osper app provides two separate logins, one for the parent and another for the young person. Each with their own functions, our aim is to give children a sense of control and awareness over their own finances.

Within the parent app you are able to

One-stop Allowance – set and forget with our Osper Allowance feature
Instant loading – Make one-off loads in seconds from your pocket
Peace of mind – See your children's balances and transactions in real-time
Safety first – Lock Osper Cards and manage online spending from your Osper App
Your whole family on Osper – manage all cardholders from one App login

Young People, use your Osper Card and personal Osper App login to keep track of your money from your pocket

- Check your spending habits and view transaction history
- Stick to a budget by seeing when your next Osper Allowance is coming in
- Set up automatic or manual savings goals for you to work towards
- Worried about losing your Osper Card? Lock it instantly with Osper Card Lock

At Osper, safety is our top priority.

- Protected by MasterCard – your money is safe whatever eventuality
- Designed to protect Young People – bars, off-licenses and online casinos are blocked by Osper and online spending is optional
- Password Protected – No-one can get into your Osper App except you

Currently parents have to be UK citizens and need a UK debit card to load money onto Osper Cards.

Osper will collect and use personal information via the Osper App in order to provide you with the Osper Service. For more information about how your information is used, including information on how we use cookies, please see our Privacy and Cookies Policy. By downloading this App you are agreeing to the Osper Terms and Privacy and Cookies Policy which can be found at

©2016 Osper Ltd. All rights reserved.
The Osper Prepaid Debit Card is issued by IDT Financial Services Limited (IDTFS) in accordance with a licence by MasterCard International, and remains the property of IDTFS.

What’s New

Version 3.51.1

Hello to all our Osperteers,

This release sees a few minor updates:
- Quick-login: Due to our Emoji Keyboard's popularity, it's now the default choice.
- Rating the app: Selecting "Rate Osper" in the settings now brings you to the correct app-version.
- Changing the Debit Card: To all our parents struggling with the input-field's jumpy cursor. This has now been fixed.

Stay safe!

"Money will buy you a fine dog, but only love can make it wag its tail"
- Richard Friedman

Ratings and Reviews

4.4 out of 5
974 Ratings

974 Ratings

Mr, Floppy ,

This app is a life-saver!

From the start, let me just say that this is coming from an 12 year-old, and not a parent, for those of you wondering.
I’ve been using this app for months now, and countless times have I had to use this app. It’s a great way to get people’s children to be aware of how much things really cost, and teaches them the responsibility of being cautious about how much they spend.
The allowance option on the app is a great addition, the ‘Savings’ option I love, mainly because it stops you spending money on pointless things when you’re trying to reach a certain target, and the ‘send money’ system is actually really nice, and allows you to send nice messages with the money sent.

However, I have one request, and that is for people to be allowed to send amounts under £1.00

cloverthewolf ,

It’s brilliant!

Right so bare in mind this is coming from a 14 year old so I might not have the best spelling in the world. Osper are great! There app is easy to use it works. You can set allowance for you child and it will be paid whenever you set it to for example monthly. They have a feature that allows you to save up for certain items so it teaches your child the concept of saving they also have spending tags so when your child buys something they will choose a tag for example “food and drink” and they can see what there buying the most. I’ve also personally found that there locking system is great I recently lost my card and with a normal credit card if you lose it your pretty much stuck. But with Osper you can lock your card from your phone witch is a great relief when you know your card is out in the world somewhere. So all in all 10/10 it’s great! Thx osper!

StelthyStoatTom ,

Amazing but have one big problem with it!

I have been using Osper for about a year and have already finished a savings goal an could then take that money out of a cash point with no problem whatsoever I like how independent it lets me be for example I can go to a shop after school without having to carry round lots of coins and notes. It is great because it has showed me how to use a card and how to manage money Which is a very important lesson in life. And as for the savings you don’t have to know what you want you can just save for whenever you want to buy something.
The only problem with it is that you can only have one running savings goal at once so I have had to change a goal to something else.
Please add the function to be able to have more than one savings goal to be open at once
If this was the case it would be a 5 star app!!

Developer Response ,

Hi there, and thank you for your suggestion. I'll pass this on to our product team to look into. Thank you for your feedback and please let us know if you have any other suggestions. You can contact us via the in-app chat or by emailing


Osper Ltd
37.3 MB

Requires iOS 7.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

You May Also Like