Oval is the smart app that helps you build a solid financial future.
Accumulate savings automatically according to your rules, monitor and control your expenses, and invest in cutting-edge financial products in just a few simple clicks.
Ready for the revolution? More than 250,000 people have already changed the way they manage their financial life. Join them, join Oval.
SAVE ACCORDING TO YOUR HABITS
Saving has never been so simple. You decide how much you want to put aside in your digital wallet, and the Steps you want to activate and customise to make it happen. Making saving automatic and design your saving habit around your lifestyle: from social network to shopping habits, to savings based on your fitness activity with Apple Health, choose the rules that suit you.
GET MOTIVATED WITH OVAL COACH
Oval Coach was created to help you keep your finances in shape. By guiding you through tailor made saving missions it helps you reach your financial goals day after day. Become a financial master and earn valuable Oval XP points that you can trade in for great Oval branded gadgets.
INVEST FOR YOUR FUTURE
Discover the dedicated investment section. Choose between a number of diverse financial products created exclusively for Oval users and create a future for yourself you believe in.
MONITOR YOUR FINANCES
Forget calculations, notes and spreadsheets: with Oval you get a complete overview of all your finances, seamlessly aggregated in one easy to manage place. Thanks to intuitive AI, your cards, accounts, and other payment systems are automatically categorized and analysed to help you manage your money in a way that works for you.
LEARN FROM THE OVAL COMMUNITY
With Oval you learn to have full control of your money thanks to exclusive content and intelligent in-app tips. You also get full access to the Oval community on Facebook, which will help you learn, grow, and consolidate your financial knowledge.
OVAL IS FREE AND SECURE
We use advanced technologies to protect your confidential information; your credentials are not stored in our systems, nor will any unauthorized transactions ever be made from your account. Oval has access to your bank data in read-only mode. There and no secrets and no hidden costs, Oval is 100% free to download and use.
We are always available - if you have any doubts or questions do not hesitate to contact us via the in-app chat, on Facebook or via email at firstname.lastname@example.org.
Please note that the app is not optimized for iPads, with these devices the experience may not be optimal.
This fall is bringing lots of news. What exactly? You will discover it soon! As for us, we have a fantastic new office and, as always, some good news in the app:
- optimized the Missions experience by adding, amongst other things, a progress bar
- improvements and minor bug fixes
Also, your Oval Pay cards are on their way! We have started to send them to our Italian users who have requested them.
Ratings and Reviews
I’ve never left an app review before but man... with the plethora of finance apps promises budgeting and financial advice, tricks, stocks, etc it can be very overwhelming.
Oval however has a very simple user friendly experience and at first I was simply using it to budget £20 a week automatically from my account I’ve since discovered I can accumulate loose change from all my accounts AND purchase stocks/bonds within the app itself AND monitor all the different investments within their integrated dashboard :O.
Honestly, if no other app can bring genuine financial benefit, I believe oval can - for everyone!
Works well, has some tweaks to fix
Overall the app works quite nice, it does everything for you without lifting a finger. Also add ons to save more is also available if you want to save up more quickly.
However there is one isssue that is bugging me. The duration it takes for money to arrive from my bank account to the oval account. Says roughly 5-10 working days, yet always has had minimum 10 days to get there. It shows you the money is on its way and so far it always got there with a bit of a wait, yet we are in a place where most uk banks can do transfers and payments almost instantly, surprised this app cannot accommodate that. If that changes I’d give it easily 5 stars.
If you do not mind the extreme long durations for money to arrive (withdrawal also takes 5 working days to get back, so don’t expect to get it back on the same day) I’d suggest to give it a try as I saved quite a lot within 2 months of use only.
Capital at risk
READ THIS REVIEW BEFORE RISKING YOUR MONEY. At first I couldn’t have said enough good things about this app, but after I got to about £200 in my savings I felt like the money would be better in a savings account, earning interest. So I tried to withdraw it, it took its usual 3/4 days and the money still hadn’t hit my bank. I checked the app and there was a little red triangle next to the withdrawal that told me “you have tried to withdraw more than was in your oval account” yet my balance remained at £200+.. I messaged oval and it took them 3 days to reply. They told me I couldn’t access my money without verifying my ID, very strange as I’ve never had to do that before and it was never mentioned. I’m just glad I have either a driving license or passport because some people don’t! So anyway, ID accepted and £74 appeared to have been withdrawn to my bank? Leaving £132 in my oval, so I’ve tried to withdraw that twice now, to have the withdrawal rejected in the same way, oval have said their IT team are looking into it? So I’ve £132 of MY money stuck in the oval app, with no protection if they decide I can’t have it back. SCUMMY SCAM ARTISTS.
Up to six family members will be able to use this app with Family Sharing enabled.
Get things done within this app using just your voice.