iPhone Screenshots


Now everyone can confidently send money to friends, family and businesses abroad with low costs. PagoFX is the easy-to-use app backed by Santander, one of the world’s most trusted banks.

With speed, security and competitive low costs, PagoFX brings together banking knowledge and cutting-edge technology to create a service that anyone can use to send money from the UK (GBP) to:

* Australia (AUD)
* Bahrain (BHD)
* Bulgaria (BGN)
* Canada (CAD)
* Croatia (HRK )
* Czech Republic (CZK)
* Denmark (DKK)
* Eurozone countries (EUR)
* Hong Kong (HKD)
* Hungary (HUF)
* India (INR)
* Israel (ILS)
* Kuwait (KWD)
* New Zealand (NZD)
* Norway (NOK)
* Poland (PLN)
* Qatar (QAR)
* Romania (RON)
* Saudi Arabia (SAR)
* Singapore (SGD)
* South Africa (ZAR)
* Sweden (SEK)
* Switzerland (CHF)
* Turkey (TRY)
* United States of America (USD)

With more currencies coming soon.

It’s easy to sign up, with account verification taking just a few minutes. Once you’re registered you get:
• Bank-level security
• Transparent low costs
• Competitive exchange rates
• Live customer support
• Upfront costs showing exactly what you pay and what your recipient gets.

PagoFX is by Santander but open to everyone, no matter who you bank with. So, whether you’re...
• Making payments for services abroad
• Sending money to loved ones back home
• Transferring money to your bank account in another country

...you can trust PagoFX to give you low costs, bank-level security and great customer support.

PagoFX – the low-cost way to send money abroad with confidence.

What’s New

Version 1.10.0

- What’s new?
The users can redeem promo codes in the app

Ratings and Reviews

4.3 out of 5
110 Ratings

110 Ratings

TheredTank ,

Great new app

I downloaded PagoFX and did a first transaction with it. I was Revolut user for 1 year but closed my account as I hated the lack of customer support, and was worried that no bank was backing this fintech.

The app is very easy to use and opening the account was very quick, easy and intuitive. I like the design. The app is clear.
When I did the first transaction it was quickly executed and the 1 day to settle to my account in France is very competitive.
I like that it is easy to contact a support team and that Santander is backing PagoFX.

borolr ,

Be aware! Not cristal-clear transfers at all!

Read the terms and conditions first.
They cannot guarantee other banks not charging the recipients a fee because they use international wire transfers instead of SEPA or transfer from another account of the same country like Transferwise does.
I have lost €40 using this method.
After using Transferwise during years I made a mistake changing to this Santander service.
Recipients banks have charged €21 per transfer to my own accounts in Spain.
I have contacted PagoFX and they said that this is out of their control and will need to be raised in a claim to recipients banks.
That makes the full service pointless if they gonna charge me the same amount as my bank transfers.
Avoid if you can!

Developer Response ,

Our Customer support has already solved this issue with you. Feel free to reach us if you need further assistance. Thank you.

Antonio Marqes ,

Despite a first surprise a great customer service

Despite an initial overcharge from the recipient bank Santander sort the issue and even refund me the overcharge.
Also took the advise of adding clear extra info on to customers to avoid this and to keep working with banks that are overcharging recipients unlawful transfer fees
Please just check potential extra fees by recipient banks.

Developer Response ,

Hello Antonio,
We're always working hard to meet our Customer's expectation. Thanks for your cooperation and feedback.

App Privacy

The developer, PagoNxt Consumer Solutions SL., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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