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Penfold is the pension for the self-employed, it’s simple to use and completely flexible. Whether you’re a sole trader or a limited company director, Penfold takes just 5 minutes to set up and you’ll never need to stress about pensions again. We’ll even help you combine all your old workplace or private pensions into one place. FCA regulated and FSCS protected.

Penfold is simple to use, easy to set up, and we never use jargon. We’re designed specifically for the self-employed, so there’s no minimum monthly contributions - you can top-up, change, or pause your contribution at any time - instantly and online.

We know that pensions can be confusing, so our amazing, friendly team of experts are on hand to answer your questions via chat, e-mail, or over the phone. We’ll even help you combine all your old pensions into one place.

We automatically add 25% to everything you save, by claiming your tax bonus back from the government. We’re regulated by the FCA and your money is managed by the largest money manager in the world, Blackrock.

Penfold has no hidden charges, exit or transfer fees, and we’ll combine all your old pensions for free. We charge a low annual fee of 0.75% of your pension pot. That includes Blackrock’s investment fee.

Find out more at www.getpenfold.com

Penfold is authorised and regulated by the Financial Conduct Authority. With pensions, your capital is at risk and the value of your investment can go down as well as up, and you may get back less than you started with.

What’s New

Version 1.5.10

- push notifications
- behind the scenes improvements

Ratings and Reviews

4.5 out of 5
44 Ratings

44 Ratings

carafrew60 ,

A simple, confident way to save!

I’d been looking into pensions for a while feeling confused and stuck before I came across Penfold. I’m a self-employed wedding photographer so I didn’t feel like I fit in properly with other providers. The saving process with Penfold so far has been amazing! It’s so quick and easy to set up, and I love how they allow flexibility with payments. If you’re self-employed in particular, I would highly recommend using Penfold!

KimCook91 ,

Thank you for making it easy!

I’ve put off sorting out my pension for AGES as I always assumed it would be annoying and complicated. A friend referred me to Penfold, it was super easy and straightforward to set up. Thank you for making this small part of being a freelancer straight forward and easy.

michellesusanairey ,

Very helpful with limited company

Been meaning to setup for me and my husband for months but never could be bothered and never understood!! Penfold made it so easy quick and customer service was not patronising just helpful with husbands limited company. Great so far

App Privacy

The developer, Penfold, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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