Penfold Pension 4+

Transfer or save into one plan


Designed for iPhone

    • 4.8 • 241 Ratings
    • Free

iPhone Screenshots


Penfold is the modern pension app that gets you to your savings goals and stays with you for life.

Whether you’re employed, self-employed, a business owner, or just want to bring your pension pots together - Penfold makes it easy to get your retirement savings into shape. Here’s why:

• Get set up with a Penfold account in just 5 minutes. Simply enter your details, select an investment plan, choose how much to save or transfer an old pension and you're good to go.

• If you have old pension pots our app can combine them into one, easy to use, account. Transferring private and workplace pensions is free and our specialist team will manage it on your behalf.

• Our pension is completely flexible, that means there are no minimum monthly contributions. In addition you can top-up, adjust and pause payments in a few taps.

• When you make new pension contributions you’ll receive a 25% tax relief top-up, we organise and add this to your account automatically.

• Choose from four high-performing pension investment plans and switch at any time:
◦ Lifetime plan: Automatically adjusts investments to maximise early growth before protecting your pot as you approach retirement.
◦ Standard plan: Complete control of your pension - choose between four different risk levels to fit your preferences and outlook.
◦ Sustainable plan: Make a positive impact on the world without sacrificing growth - invests your money into companies with a high ESG rating.
◦ Sharia plan: Invest your money only into Sharia-compliant companies - all investments are approved by an independent Sharia committee.

• Penfold has no hidden charges, exit or transfer fees. We charge a low annual fee between 0.4% and 0.88% depending on your choice of plan and account balance.

• Pensions can be confusing, so our friendly team of experts are on hand to help. We’re happy to answer all your questions via chat in our app, email, or over the phone.

• Your savings are safe, secure and FSCS protected. Our pension is regulated by the FCA and your money is managed by the largest money managers in the world - Blackrock and HSBC.

Penfold is authorised and regulated by the Financial Conduct Authority. As with all investments, your capital is at risk.

What’s New

Version 1.9.11

This release contains bug fixes. Thanks for using Penfold!

Ratings and Reviews

4.8 out of 5
241 Ratings

241 Ratings

carafrew60 ,

A simple, confident way to save!

I’d been looking into pensions for a while feeling confused and stuck before I came across Penfold. I’m a self-employed wedding photographer so I didn’t feel like I fit in properly with other providers. The saving process with Penfold so far has been amazing! It’s so quick and easy to set up, and I love how they allow flexibility with payments. If you’re self-employed in particular, I would highly recommend using Penfold!

keirbdwk xio ,

Easy to set up and super quick transfers!

Really impressed with how quickly they were able to find and transfer my old pensions in - special thanks to Josh for chasing my Nest one down! I’ve also noticed my pot has grown loads since I started it. Love being able to check it on the app as well. Highly recommend!

Frankie_D ,

The best pension app!

I signed up to Penfold recently and it’s so much better than my old pension providers that I’ve transferred all my old accounts into this one.

I can see the value of my pension in real time, add extra money and change investment plans at any time - all while being a pleasure to use.

App Privacy

The developer, Penfold, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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