Pensions By Penfold 4+

Transfer or save into one plan


Designed for iPhone

    • 4.8 • 353 Ratings
    • Free

iPhone Screenshots


Feel empowered by your pension with Penfold’s intuitive interface, powerful tools and friendly customer service. We make pensions easy so you can have confidence about life after work.

Get started in under 5 minutes
• Create an account with an email and password
• Enter some details like your name and address
• Transfer an old pension or pay in some cash
• All done! Complete access to a modern pension

Transfer your pensions for free
• Combine old workplace and private pensions
• Enter a few details about your old pension in-app
• Our transfer specialists do the paperwork for you
• Get transfer progress updates on your dashboard

Track down lost pensions
• Use our in-app Find My Pension tool
• Simply enter your previous employer’s name
• We’ll tell you the provider and contact details

Completely flexible pension contributions
• No minimum monthly contribution amount
• Set up recurring or make one-off payments
• Easily top-up, adjust and stop your contributions
• Receive a 25% tax relief top-up automatically

Switch pension investment fund any time
• Lifetime: Automatically adjusts risk level over time
• Standard: Choose your preferred risk level
• Sustainable: Invest in high ESG rated companies
• Sharia: Investments approved by a Sharia board

Low pension fees and no hidden charges
• An annual fee of 0.4% to 0.88% depending on your investment fund and account balance
• No charges for anything else including exits, transfers and drawdown

Friendly, expert pension service
• Our UK-based team are on hand to support you
• Ask questions via in-app chat, email, or phone
• No waiting lines, call centres or jargon!

Securing your pension savings
• Investments are managed by the largest money managers in the world - BlackRock and HSBC
• We’re part of the Financial Services Compensation Scheme (FSCS)
• We’re authorised and regulated by the Financial Conduct Authority (FCA)
• We safeguard your data with the most up-to-date security technology and strictly comply with GDPR
• As with all investments, your capital is at risk

What’s New

Version 1.10.12

Introducing Your Forecast!
Your Forecast is a new tool which gives a personalised forecast of what your pension will look like when you retire.
Launch Your Forecast from your dashboard to calculate your yearly retirement income instantly.

Ratings and Reviews

4.8 out of 5
353 Ratings

353 Ratings

carafrew60 ,

A simple, confident way to save!

I’d been looking into pensions for a while feeling confused and stuck before I came across Penfold. I’m a self-employed wedding photographer so I didn’t feel like I fit in properly with other providers. The saving process with Penfold so far has been amazing! It’s so quick and easy to set up, and I love how they allow flexibility with payments. If you’re self-employed in particular, I would highly recommend using Penfold!

keirbdwk xio ,

Easy to set up and super quick transfers!

Really impressed with how quickly they were able to find and transfer my old pensions in - special thanks to Josh for chasing my Nest one down! I’ve also noticed my pot has grown loads since I started it. Love being able to check it on the app as well. Highly recommend!

Frankie_D ,

The best pension app!

I signed up to Penfold recently and it’s so much better than my old pension providers that I’ve transferred all my old accounts into this one.

I can see the value of my pension in real time, add extra money and change investment plans at any time - all while being a pleasure to use.

App Privacy

The developer, Penfold, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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