Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

Use any currency in the world for individual budgets.

Easily transfer money between budgets with a single click.

Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!

Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action:
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What’s New

Version 5.9.7

• General fixes and improvements
Pennies is now more stable and faster than ever. Yipee!

If you are enjoying the new version of Pennies it would be great if you could leave a positive review in the App Store, or update an existing one. I’d really appreciate it.

As an indie developer it makes a big difference. Thanks!

Ratings and Reviews

4.6 out of 5
1K Ratings

1K Ratings

Editors’ Choice

Sticking to a budget can be challenging, especially when you forget to keep track of all those little purchases you make throughout the week. Pennies is a slick, simple way to keep an eye on your money. At-a-glance colour indicators let you know if you’re on track with your spending or need to slow down on the shopping sprees. Creating customised budgets is quick and uncomplicated, and it takes just seconds to track purchases. It’s fiscal responsibility made fun.

lxlvi ,

Great app by a great guy :-)

I’m an avid overspender and Pennies has massively helped me come face to face with my spending habits, and is motivating me to stay on top of things and make progress towards changing my financial circumstances. I would absolutely recommend this app to anyone who feel like they need to get a better grip on their spending too.
The way I use it, I’ve calculated my monthly income and all my fixed monthly expenses (reoccurring bills, mainly) and then put the rest into different spending budgets - food & household, hobbies & leisure, fuel, etc. And simply adding the expense as and when it happens, or a few days later by saving receipts and/or going through my banking app.. it makes me feel in control of my situation rather than using automated or semi-automated apps like Yolt, etc.
This is the only budgeting app that I’ve stuck with, and I’ve tried a truckload!!

mmlabbd ,

The simplest & the best

I’ve used budgeting apps on my iPhone for years but after my last app was killed off for being 32bit I struggled to find a replacement. I tried a few “free” ones that either didn’t do what I wanted or wanted to do too much. I finally took the plunge & paid 3.99 for Pennies and quite honestly it’s THE BEST budgeting app I’ve ever used. Simple to set up, great interface, handy Apple Watch integration, excellent syncing. I could go on.

I thought it was counter intuitive paying for a budgeting app but this will be the best £4 you spend this year.

Excellent work team!

App Privacy

The developer, Super Useful Ltd, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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