PhonePe: Secure Payments App 4+
UPI, Recharges, Bills Payments
PHONEPE PRIVATE LIMITED
-
- Free
iPhone Screenshots
Description
Send money to any mobile number or bank account. Get exciting offers on recharges & bill payments. Buy insurance and pay at any online and offline outlet.
PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking.
Things you can do on PhonePe (Phonepay) App:
Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.
Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.
Make Offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.
Buy or Renew Insurance Policies with PhonePe Insurance App
Health & Term Life Insurance
- Compare and buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens and families
Car & Two Wheeler Insurance
- Browse and get India’s most popular bike and car insurance
- Buy/renew your car and bike Insurance in less than 10 minutes
Other Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business and leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries.
PhonePe Lending
Get pre-approved personal loans ready to be disbursed into your bank account through seamless & digital loan onboarding journey. Attractive interest rates, easy repayment options and single click self serve modules are some of the salient features being offered.
Repayment Period: 6 - 36 Months
Interest Rate: Max 30% (Reducing)
Example:
Principal Amount: ₹100,000
Interest Rate: 15% p.a. (Reducing)
Processing Fees: 2%
Tenure: 12 Months
Total interest amount payable: ₹8309.97
Total processing fee amount payable: ₹2000
Total cost to the user: ₹110,309.97
Mutual Funds App and Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth and stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app
Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.
Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills
Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.
Manage your refunds
- Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, Visit our website at https://www.phonepe.com/
Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification
What’s New
Version 24.1018.08
PhonePe Lending:
- Get pre-approved loans seamlessly. Enjoy attractive rates, easy repayments, and self-serve modules.
UPI Lite
- Experience super-fast payments with near-zero failures
- Pay upto ₹500 without any PIN.
- Add upto ₹2,000, withdraw anytime, no charges.
Rupay Credit Card on UPI
- No need for CVV and OTP; pay with PIN
- Check credit card balance
PhonePe Insurance:
- Compare and buy health, life, car and bike insurance plans seamlessly.
Ratings and Reviews
Can’t pay other upi single click
They need to improve for payment to other UPI
They take 4 work days to clear credit card bills payment
NRI discrimination
To join PhonePe one needs to link the mobile number that is linked to the bank account which in turn is linked to PhonePe account. NRIs usually have their respective country’s mobile number linked to their NRO bank accounts. However PhonePe does not allow to set up account using a mobile number other than India mobile number. It is truly shame that when all different banks (SBI, Nationalised, Private and Co-operative) can work with non-Indian mobile numbers, why can’t PhonePe offer that facility? NRIs are unable to use the PhonePe facility which is otherwise a useful way of making UPI payments. PhonePe should change this asap.
Developer Response ,
Hello, Rajsubhe. We understand your concern. PhonePe is currently serviceable in India and only with Indian bank accounts. Due to operator violation law, you will not be able to complete the SMS verification process outside India. ∞SA
Scam software - DO NOT USE
Use it at your own risk. In many cases you will not find a problem. However i have faced an issue couple of times when the payment goes into processing state and does not complete or fail. In these situations i had to settle by cash. PhonePe idiots completes the transaction after 2-3 days when you have no contact of the person and is paid in double. Phone pe customer service is a bunch of idiots who will keep on reassuring that payment is successfully credited to the receivers account, without even understanding the problem
App Privacy
The developer, PHONEPE PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- PHONEPE PRIVATE LIMITED
- Size
- 247.2 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Languages
-
English, Assamese, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Oriya, Tamil, Telugu
- Age Rating
- 4+
- Copyright
- © 2024, PhonePe Internet Pvt Ltd
- Price
- Free