Qonto - Business Finance App 4+

All-in-one business account


    • 4.8 • 173 Ratings
    • Free

iPhone Screenshots


Qonto energizes SMEs, startups and freelancers by simplifying their business finances.

Over 350,000 customers already use our finance management solution to automate and delegate boring, time-consuming finance chores whilst keeping a handle on their cash flow.

More than a business account: an all-in-one solution

- Manage your finances, billing, and payment methods in the same application.
- Pay and get paid wherever you are.
- Enjoy 7-day-a-week customer support.

Your spending, managed

- Centralize your expenses and reimburse your employees 4 times quicker.
- Manage expenses ahead of time with company cards where you set the limits.
- Delegate tasks whilst still keeping control via personalized access controls for your employees.
- Keep an eye on your cash flow any time with your own dashboard.

Your bookkeeping, boosted

- Collect receipts effortlessly by scanning them directly from your smartphone.
- Simplify your accounting thanks to easy exports and over 80 accounting tool integrations.
- Give your accountant direct access rights and let them retrieve receipts independently.

All of which is accessible, anytime, anywhere, by downloading Qonto directly on your smartphone.

What’s New

Version 4.95.0

No major changes this time around - your Qonto app is getting an upgrade to make managing your finances easier, whether you’re solo or part of a team.

Ratings and Reviews

4.8 out of 5
173 Ratings

173 Ratings

Joshua.Dane ,

The BEST Business Bank

Qonto is fantastic. Not only is the system seamless, feedback is actually considered by developers. Their team are always on hand to support and I’ve never had to wait to get in touch with anyone. I’d highly recommend this bank for anyone dealing with business in Spain.

Developer Response ,

Hello Joshua, 👋
We are happy to hear that you like our product and would recommend it. 😍
Thank you for the positive comment. 🙏

Rhino wood ,


After writing a very positive review for Qonto I have been seriously let down and found the whole process costly after my account which had been opened and cards received, plus payment details sent to clients for there first payments to be received by this account. I suddenly get told that my account has to be closed. No explanation why or the ability to explain after the whole vetting process and all documents accepted for the formation of the account , it has just been cancelled. No trading occurred. They just hold my deposits and set up payments. Absolutely disgusting So no stars and no positive feeling for this misleading business bank!

Developer Response ,

Hi Rhino Wood, we've read your feedback very carefully, once more. We're really sorry about that, and want to help your further. In order to see what has been missing or not compliant to our internal guidelines / rules, to keep our business relationship, could you please send us your company name and login email, to our address : feedback@qonto.com?

Thank you very much!

millerj ,

Functional and fit-for-purpose

Easy to use but it has terrible weaknesses too. I can’t find any easy contact information to reach out for help. Also, the widgets for iOS on my iPhone rarely show any information, requiring me to open the app to access the data. What’s the point of the app then if it shows no information and does not save any time? Disappointing really but functional enough until a competitor eats their lunch!

Developer Response ,

Hi millerj, one of our most challenging goals is to improve our service. For that reason, we truly cherish your feedback, and we want to discuss with you about what's missing, and about what you need to improve your user/customer experience. Could you please contact us at our dedicated email address : happyclients@qonto.eu, we'll for sure call you back! 😊

App Privacy

The developer, Qonto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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