Quirk - Smart budgeting 4+
Feel good about your finances
Quirk Money Ltd
Designed for iPhone
-
- Free
iPhone Screenshots
Description
Track your spending, save money and learn the basics of personal finances - all in one place. Money is very personal so start by learning about your financial behaviour with our expert personality test, connect all your bank accounts to see your full financial picture and get a tailored plan to make smarter financial decisions!
DISCOVER YOUR MONEY PERSONALITY
Take a unique personality test that we’ve developed with experts in the field to learn more about your money personality type. Find out what influences your financial behaviour so you can be more in control of your money.
TRACK YOUR SPENDING
Budgets can often feel restrictive or even boring. Instead, set up a spending goal that focuses on spending beyond your living costs and tracks against categories that are important to you. You can set up a spending goal according to your payday so you’ll always know how much you have left to spend.
TAILORED FINANCIAL PLAN
A step by step plan to boost your financial health. Get educated on all important financial topics from investing and ISAs to credit scores and loans. Complete goals and milestones, and level up as you become the CFO of your money.
CUSTOMIZED INSIGHTS
Financial insights can often be overwhelming and difficult to understand. Quirk curates your feed to show you financial data and insights according to your money type, with supporting educational content.
ALL YOUR ACCOUNTS IN ONE PLACE
We safely and securely connect to all your current, saving and credit accounts, and give you a complete overview of your finances.
SUBSCRIPTION MANAGER
You can view all your recurring payments in one location and also keep track of upcoming payments you have each month.
CUSTOM CATEGORIES
Create your own categories to track your money according to your finances.
EDUCATIONAL TIPS
Learn the basics of personal finance with a guided spending goal set-up and tips that help you understand the fundamentals of saving, credit and investing.
MISSION AT QUIRK
We want to build financial freedom for everyone. Banks don’t do enough to help us manage our finances so we want to help our generation take control of our money. We believe that access to good financial education and tools for building wealth should be a right- not a privilege.
SAFE & SECURE
Quirk works with read-only access to financial data like transactions and balances. We also encrypt data with bank-level security standards and we don’t believe in selling personal data to anyone.
FREE
The app is free to use!
What’s New
Version 4.2.0
Welcome to Quirk! In this latest release, we’ve made some updates like:
- Use a date selector to see your spending from previous months
- Added a new “Learn” tab full of financial education content
- Fixed various bugs our users have reported!
- Made improvements on design and loading throughout the app
Ratings and Reviews
Compared to what is in the market…
You are doing fabulously with the UX; the content is tidy, well structured, and very easy to navigate. I like the personality test you got too.
I hope you will not overprice your subscription in the future or overload your UI with tons of unnecessary financial advertisements as others do.
You are the best in the market by far, despite being at the starting point. Comparing you to big ones out there without mentioning names (I have tried all of them, trust me)
However, I will not be switching anytime soon to use your services fully; right now, I am using an offline app that allows me to be in control, offers a lot of customization, and even allows me to connect real-time investments like stocks, although I would love to automate the process.
Most of my spendings happen using different credit cards and banks which Plaid (the service you use for open banking) does not provide yet.
I have Monzo, Starling, American Express, although my usual daily expenses do not happen on those accounts, only savings and income, and just some spendings, like groceries on the last.
I appreciate that you allow the creation of manual accounts, but that’s not enough considering that I can’t add manual spendings within that account. I would love to see improvement over time as I see potential here.
I checked that services like reporting rent payments to credit bureaus will be coming soon, and I am awaiting that; I already use a different provider, but considering that at some point in time you have me covered in all financial aspects, I will start using you as my daily driver.
Developer Response ,
Hi there! Thank you so much for this very constructive feedback - it's super helpful, especially since we are in the early stages. If you are up for it - would love to chat with you in more detail and get your thoughts on some of the features we are currently working on. You can email us at hello@quirk.money so we can set something up.
Great personal finance app
This app has been really helpful - it’s allowed me to track and keep on top of my expenses across all accounts. It’s easy to use and has helped me build up my savings.
Good App, but now it’s crashing
I began using the app at the beginning of the year, them i fell of, then i started again and now its october, it crashes whenever i change a category of money, idk why, please fix it i really do love it!
App Privacy
The developer, Quirk Money Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Financial Info
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Quirk Money Ltd
- Size
- 100.5 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2022 Quirk Money Ltd. All rights reserved.
- Price
- Free