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Quirk helps you save and spend smarter in ways that match your goals and personality while guiding you through the basics of personal finance. There is no one-size-fits-all solution for managing money, so Quirk gives you personalised recommendations and tips so you can achieve your financial goals.

Take a unique personality test that we’ve developed with experts in the field to learn more about your money personality type. Find out what influences your financial behaviour so you can be more in control of your money.

Budgets can often feel restrictive or even boring. Instead, set up a spending goal that focuses on spending beyond your living costs and tracks against categories that are important to you.

A step by step plan to boost your financial health. Get educated on all important financial topics from investing and ISAs to credit scores and loans. Complete goals and milestones, and level up as you become the Chief Financial Officer of your finances.

Financial insights can often be overwhelming and difficult to understand. Quirk curates your feed to show you financial data and insights according to your money type, with supporting educational content.

We safely and securely connect to all your current, saving and credit accounts, and give you a complete overview of your finances.

You can view all your recurring payments in one location and also keep track of upcoming payments you have each month.

Create your own categories to track your money according to your finances.

Learn the basics of personal finance with a guided spending goal set-up and tips that help you understand the fundamentals of saving, credit and investing.

Our goal with Quirk is to empower people to be in control over their money, feel secure about the decisions they’re making, and make use of the wealth of data and intelligence out there to their benefit. We are building a stand-out financial service that puts people at the centre of it and helps humanize the world of money and finance.

Quirk uses bank-grade 256-bit encryption to process your data and has read-only access to your bank transactions.

The app is free to use!

What’s New

Version 3.3.6

We've made some updates to the app!

- A new and improved transaction view - You can see foreign currency values & exchange rates for overseas transactions and average & total spend for each merchant you've used.
- You can now easily access support and chat with our team. Just go to Settings on your Me tab and select Chat Support.
- Load time improvements, visual updates and bug fixes. Overall the app should feel much smoother!

Ratings and Reviews

4.2 out of 5
5 Ratings

5 Ratings

Danii Vee ,

Great personal finance app

This app has been really helpful - it’s allowed me to track and keep on top of my expenses across all accounts. It’s easy to use and has helped me build up my savings.

Hue Louis ,

Love the personalisation element!

So happy to see an app finally has tailors their service to the customer, and not just give general money advice!

ollyb1 ,


when is this going to be working on 14.5? haven’t been able to get passed the log in screen after i put my email address in for months now, got a email from support said they know about that issue but it’s been months now and still no luck getting to log in

Developer Response ,

Hi - very sorry to hear that you are still unable to login to the app! We did release a fix after your support request a few months ago and mistakenly thought it had been resolved. If you are still facing the issue please update to the latest version on the apple store, which is version 3.2.0. We would also recommend resetting your passcode when signing in to the app by selecting the "forgot passcode" text and then trying to login. If this doesn't resolve it please reach out to us again at hello@quirk.money and we will fix this right away!

App Privacy

The developer, Quirk Money Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Purchases
  • Financial Info

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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