Raisin 4+

Savings made easy

Raisin GmbH

Designed for iPad

    • 4.6 • 907 Ratings
    • Free




- Apply for, fund and manage savings accounts with competitive rates from a range of banks in one place.
- Take advantage of savings accounts exclusive to Raisin UK, special rates, bonuses and offers.
- Fill out one application form when you register and click to apply. No more application forms.
- Every savings account in our marketplace includes deposit protection, with deposits to UK banks protected by the FSCS up to £85,000 per person, per banking group.
- There are no fees for opening a Raisin UK Account or opening savings accounts.


- Established in Berlin in 2013, Raisin is one of the top 5 best fintechs in Europe according to the renowned FinTech50 awards panel.
- Raisin expanded to the UK in 2018, and since then Raisin UK has been providing savings services tailored to meet the needs of UK savers.
- Raisin is backed by leading investors, including Goldman Sachs, Index Ventures, PayPal, Orange Digital Ventures, Thrive Capital and Ribbit Capital.


The security of your data is of the utmost importance to us, which is why we adhere to the latest regulations, so you can rest assured that your information is safe and secure.

- You can only withdraw money from your Raisin UK Account to your nominated bank or building society account.
- Messages and documents sent and received through your Raisin UK Account are encrypted.
- Only you can authorise transactions by entering the mobile verification code we send to you by SMS text message, .
- Your information is protected from unauthorised access through firewalls and 2048-bit PGP data encryption, as well as multi-stage identification and encryption systems.

What’s New

Version 3.2.2

Code improvements and bug fixes

Ratings and Reviews

4.6 out of 5
907 Ratings

907 Ratings

Churgle ,

Making life easier

I have 8 savings bonds through the platform, which would normally mean 8 lots of bothersome applications. Great interest rates and I can see all my accounts with one log in. The negative reviews on here seem to be from people who have not read the short and clear terms on the site. It is made clear setting up a new account and the time between an account maturing or a withdrawal from an account may take up to four days.

sfghr@ ,

Awful. Avoid.

I’m assuming that Raisin is profiting from taking aaaaages longer than any other bank to transfer money. It is completely unreasonable that an ‘instant’ access account takes days for a transfer to move when all other banks seem to manage it instantaneously.

However on top of having to check day after day to complete a two step transaction, even worse your money disappears during this time. It doesn’t show in the balances anywhere in the app or on the website if you use that instead. Was there ever a time on the history of internet banking where you just had to hope that your money existed when it stopped showing on your statements?

Rates might be competitive but hard to trust a bank that can’t get the basics right

Mark air book ,


I can do what I need to however it’s not clear to me the date of when the interest is paid also you can look at new savings but if you click on them nothing happens I can’t really see the point of having it there if you’re unable to access it

App Privacy

The developer, Raisin GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Usage Data
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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