This straightforward and secure app is here whenever you need it. Borrow from your credit limit at any time and repay on the go. See your account status at a glance and keep an eye on your income and outgoings with your transactions and statements. Easy to use, and all protected with your 5-digit PIN.

Apply online and borrow right away if approved:
(Subject to status and affordability assessment, further terms and conditions apply).


· Borrow at any time, your available credit paid instantly into your bank account
· Repay at any time from your debit card
· Secure and PIN protected
· See your latest SafetyNet Credit transactions
· Download your monthly SafetyNet Credit statements
· Up-to-date information on your account

Straightforward to set with no unexpected fees or charges.

Representative Example:
Borrowing: £500
Interest: 0.8% per day
for up to 40 days (292% per annum, variable)
Representative 68.7% APR (variable)

What’s New

Version 2.8.0

Updates and improvements

Ratings and Reviews

4.8 out of 5
4.2K Ratings

4.2K Ratings

Issac07079 ,

Wasn’t keen at first.. But give it time and once you understand the product it’s good.

I love SafetyNet. Initially I was a skeptic and wasn’t too sure whether it would be for me. I passed the initial check which was great, I went through and slowly began to learn how it worked. It is much better than a credit card or any kind of finance agreement, it isn’t a loan. It acts as a friend when you need it. Whenever I go into my overdraft it automatically pays the difference off and goes onto my SafetyNet account. The interest is considerably low in comparison to other companies and makes it easy on the go. I am now starting to control my finances a lot better and once I’ve paid off my credit card balance I’ll be able to move forward. Wouldn’t have been able to do it without SafetyNet. If you’re really struggling financially give this a whirl.

Dubheeaadd ,

Great service basically an overdraft.

Links to your bank account and will take automatic payments as soon as your balance gets high enough to pay some of the credit off, minimising the interest owed. It even has a handy feature to stop you going into an non arranged overdraft where you can set a minimum balance amount and if your bank drops below that balance they will auto credit you if its available to stop any nasty surprises and charges from your bank. This feature is easily activated and turned off and altered for the desired minimum amount. My only issue was I thought this feature meant they will never take a payment automatically if it would leave you under your set amount, I didn’t realise they only take payments if you’re over £50. Slightly confusing.

iPhone User 20 ,

Mr Sosa

I have to start by saying this is one of the best companies I’ve come across! I’ve been using them for almost a year now and it was only in this past month where I had contact customer services to resolve an issue regarding affordability, now this is a serious issue because what I’ve seen in the past is that companies usually use a computer algorithm that basically determines whether you’re able to afford the services, now in my case I’ve had this happen numerous of times with different companies which usually ends with me being unable to continue using their services however SafetyNet listened to me and corrected the system error enabling me to continue to have my funds available in these critical times and for that they deserve more than 5 STARS

App Privacy

The developer, Account Technologies, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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