Use Touch ID, Face ID or your Security Number to access your Santander accounts quickly and safely, including your mortgage, in one place. Pay your bills, friends and mobile contacts with ease.

Business customer? You’ll need to download our other app, ‘Santander Mobile Business Banking’ to manage your business accounts.

Manage your accounts
• Use our handy ‘Chat’ to ask your banking questions 24/7. And when someone’s available, we’ll put you in touch with a real person
• See your running account balances and transaction history
• Check pending transactions for your current account and credit card
• Arrange mortgage overpayments or change to a new deal with us
• Freeze your Mastercard debit or credit card if you’ve lost it
• If you’ve forgotten your card PIN, you can see it in the ‘Cards’ section of the ‘More’ menu
• Move money between your Santander accounts
• See information about your Santander products to help you make the most of your money

Quick, easy payments
• Make secure, fast payments
• Pay somebody using just their mobile phone number through Paym
• Manage your Direct Debits and standing orders
• Use Touch ID, Face ID or your Security Number to authorise transactions made online, and consents with third party providers.

Your money, your way
• Sign up to My Money Manager and get insights to help you make the most of your money
• Switch on Retailer Offers and get cashback at top retailers, just by spending with your Santander credit or debit card
• See alerts you’ve set up to help keep you informed
• Set up ‘Quick Balance’ on your device’s Today View, and see the balance of your chosen account without having to log on to the app

Before you start

You’ll need to make sure that we know your current UK mobile number, so that we can send you One Time Passcodes. Once that’s done, it takes just a few minutes to get started with Mobile Banking.

• Open the app and enter your Online Banking log on details
• We’ll send you a One Time Passcode (OTP) by text message
• Enter the code into the app and we’ll register your device
We’ll ask if you want to set up Touch ID or Face ID to log on
And that’s it, you’re in.

Remember …

Never share a One Time Passcode (OTP) with another person. Not even a Santander employee.
Never download software or let anyone log on to your computer or devices remotely following or during a cold call.
Never enter your Online Banking details after clicking on a link in an email or text message.

All interest and Retailer Offer rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Santander Mobile Banking will not run on devices that have been jailbroken.

Please make sure you have the latest Apple software on your phone so that our app runs smoothly. Your device will need to be running iOS version 10 or above to use this app. If you are unable to update to this version, please log on to Santander Online Banking to access your accounts.

Apple, Touch ID and Face ID are trademarks of Apple Inc. registered in the US and other countries.

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website Santander and the flame logo are registered trademarks.

What’s New

Version 4.13.0

Money made easy. My Money Manager has landed. Our new tool helps you keep track of your spending.

My Money Manager: Trying to be better with your money and savings? We’ve created My Money Manager to give you free, helpful insights based on what you do in your Santander accounts. It can let you know where you’re at with bills, what and where you spend each month and tell you when funds come into your account. And the more you use your accounts, the more insights you’re likely to get. We’ll send messages straight to your phone when a new insight arrives. You can even rate these insights to tell us if you like them or not, and we’ll send you more of what you like.

Thanks for using Santander Mobile Banking.

Ratings and Reviews

4.8 out of 5
726.1K Ratings

726.1K Ratings

Isswiss ,

Can't make payments

When the new version came out I didn't find the layout of transactions as clear as the old version. And it took me a little time to work out how to make a payment. However, the layout has grown on me and I'm sure I will get used to it soon. The central issue though, is that the app is now rendered useless as I am unable to make a payment from it. This has continued for a week now. Each time I press continue it throws me out to my home screen and logs me out. I have had to make payments by visiting my local branch and going to the website on laptop. I've deleted and reinstalled the app to no avail. This issue needs to get sorted as I'm sure I'm not the only one and using the app used to make life quicker and easier, but this version doesn't!! I've been a customer for 27 years and have seen some changes but this version of the app really does take the biscuit. Staff in the branch said that Santander really listens to its customers so I'm hopeful...
Update: it's a week later and so still can't make payments using the app. What is going on??
Update: it turned out my issue was due to having an older phone. I phoned Santander who explained this and assured me they were working on the app to resolve this issue. This was resolved about a week later and now I'm enjoying the app once more.

Developer Response ,

Apologies that you were unable to make payments using the app. This issue is resolved on our latest version 4.1.0 so please update if you've not done so already. We hope you enjoy using Santander Mobile Banking.

theauditor ,

Could do better! Back to school...

There are good points and not so good with this app. Just not enough of an improvement to warrant a better rating. Yes ID access has been improved and overall the information provided on the current account and credit card is reasonable but details of personal loans have been left out the mix.
On a loan the only details provided is the current balance and payment amount....absolutely nothing else! No original balance, no payment history, and no settlement figure should you wish to settle early. The old app had much better information available so this is a backward step.
One issue I do have is where transferring a payment between the Santander current account and your Santander credit card has an unseemly delay before you see the movement when this transfer should be instantaneous. Really no excuse for this delay and that is something that should be resolved.
If banks want to persuade customers towards online banking (thus saving them a lot of costs!) then they need to look at how people want to actually do their online banking instead of how the banks would like them to do it.

Developer Response ,

Thanks for leaving a review. Just to let you know, on our latest version 4.1.0 it is now possible to see more information about your loan. We hope this helps and appreciate your thoughts about how we can continue to improve the app.

Supermonkeyfish ,

Simply a poor application compared to other banking apps.

I have just opened a Santander account and stated to use this application for my Santander banking needs online. I also bank with the Halifax online using there application. I thought the experience would be the same. It isn’t! My big big bear right now is that pending transactions on this application apparently don’t exist. I paid 3 phone bills yesterday for family members and I have no pending transactions listed. Nor are they listed in the transaction section. (Which is very basic I may add). So the pending amounts which have gone out aren’t in either of the transaction section nor the pending transaction section. The money has been detected as being removed via the balance amount because I can do basic math. But I have no idea when or if it will appear in the transaction section. I rang the bank. After 2 transfers of being held, I am told “Pending transactions only work on the application for credit cards” which is frankly insane. What I expect from this application and what you get are two very different things. Other problems are, I have a message notification on the app I can’t read. You can’t use fingerprint identification. It looks like an app which isn’t receiving funding to bring the infrastructure behind it in line with other modern banking applications. Just don’t expect to know where you money is or where it’s gone with this bank. Poor, very poor.

Developer Response ,

Thanks for the feedback it helps us improve the app. We added touch ID to our new app in February 2018. Pending transactions is something we are currently working on to deliver in a future release.


Santander UK plc
260.8 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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