Sparkasse Ihre mobile Filiale 4+

Bankgeschäfte mobil erledigen

Star Finanz GmbH

    • 4.6 • 4.2K Ratings
    • Free


Banking without opening hours, transfers from your couch and account transactions always in view: Use simple and intuitive banking and take care of your banking transactions on the side.

• Check your accounts anytime and anywhere
• Manage any number of online accounts - from Sparkassen and other banks
• quickly set up transfers and standing orders, return direct debits
• Stay informed about all account movements with the account alarm clock
• find the shortest route to the nearest ATM or branch
• graphical representation via financial planner in the app

The Sparkasse app is there for you in all situations. Whether you're setting up a standing order on the train, paying your bill at the breakfast table with a photo transfer or checking your account balance and credit card transactions. No more tedious filling out a transfer slip on the computer. Instead, you can simply do everything with your iPhone/iPad.

The account alarm clock informs you promptly about account movements around the clock. If you want to know what's going on in your account every day, set up the account balance alarm clock. The salary alarm clock tells you when your salary arrives and the limit alarm clock lets you know whether your account balance has been exceeded or fallen short of.

Splitting a bill after a pleasant evening with friends in a restaurant is very easy. With giropay | Kwitt, you can send money from cell phone to cell phone without delay. It also works for borrowing money or collecting money together for a gift.

Apple Pay is of course included, and the Sparkasse app is a prerequisite for this. You use it to activate your digital cards for the Wallet app.

You don't have to worry about mobile banking as long as you use a high-quality, state-of-the-art banking app in conjunction with an up-to-date operating system and a secure internet connection. The Sparkasse app communicates via tested interfaces and ensures secure data transfer in accordance with German online banking regulations. All data is stored in encrypted form. Access is protected by a password and optionally by Touch ID/Face ID. The autolock function locks the app automatically. All finances are protected to the maximum in the event of loss. TÜV confirms the security standards and reviews them annually.

Use the search function to find transactions across accounts and bank details. Set up a budget book (offline account) for budget planning and view graphical evaluations with your savings bank's financial planner. You have a direct line to your savings bank via the app and access to many services such as card blocking, messages, reminders, appointments and even account opening via the app (if offered by your savings bank). On top of that, you can switch directly to the S-Invest app and carry out your securities transactions.

You need an account with a German savings bank/bank that is activated for online banking. The TAN procedures supported for payment transactions are chipTAN manual, chipTAN QR, chipTAN comfort (optical), pushTAN; smsTAN.

Questions and comments can be sent directly from the app via the small question mark bubble at the top right. Individual functions may incur costs at your bank, which may be passed on to you. giropay | Kwitt is available if it is supported by your savings bank/bank.

By downloading and/or using the Sparkasse app, you accept the terms and conditions of the end user license agreement of Star Finanz GmbH without restriction. The protection of your data is regulated in the privacy policy.
• Data protection:
• Terms of use:

What’s New

Version 6.6.0

+++ Individual account naming +++

It is now possible again to name the accounts set up in the app individually. Select an account and tap on the pencil icon under Account details. This allows you to give your accounts unique names and easily distinguish them from each other.

+++ Return calculator +++

If you take a photo of an invoice with the app, it will recognize whether several invoice items are noted. You can now select which items are to be included in the transfer amount and which are not - e.g. because you are returning an item.

+++ Faster photo transfer +++

If everything runs smoothly when importing an invoice via photo transfer, the summary is displayed directly and then you can approve it. You can add to or correct the data manually, e.g. if the app has not transferred all the details correctly.

+++ Language - just as you like +++

If you want to change the language of the app, this is now very easy. You can choose from six different languages via the app settings in the "Profile" menu item.

Ratings and Reviews

4.6 out of 5
4.2K Ratings

4.2K Ratings

sethdon1 ,

Difficult app

It’s the most complicated app I have come across , and it is so difficult to use , now I have my password to get into my account but it it telling me to use pushTAN to confirm another password to confirm something every three months so difficult.

SvetoslavPavlov ,

Very disappointed

it says constantly that the app needs to be updated! but in the app store, it shows that there is no update!

Developer Response ,

Hello, thank you for your feedback. Please write to us at so that we can take a closer look at your case. Please describe your procedure and which device and iOS you are using.

mowerbyte ,

Sparkasse app really delivers

Finally, a banking app that really delivers. I’ve used online banking for years, but steered clear of the smartphone apps till now. Really well thought out and user friendly.

App Privacy

The developer, Star Finanz GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Siri

    Get things done within this app using just your voice.

More By This Developer

S-pushTAN für iPhone und iPad
S-Invest - Wertpapiere & Börse
BW-pushTAN pushTAN der BW-Bank
StarMoney - Banking + Finanzen
Sparkasse Business

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