Spot - Payment Links
Spot gets you paid in a flash
Only for iPhone
Free
iPhone
Get paid instantly with Spot – the easiest way to get paid via Open Banking!
Tired of chasing payments or sharing your bank details? Whether you’re splitting bills with friends or running a small business, Spot makes getting paid simple, secure and seamless.
How does Spot work?
1. Sign up – Connect your bank account to Spot in seconds.
2. Send a Spot link – Share via WhatsApp, Messenger, AirDrop, QR code – however you like.
3. Get paid instantly – The money goes straight into your bank. No Spot account needed for the payer.
Why use Spot?
Spot uses secure Open Banking technology to process payments – completely safe with bank-level security.
• Free to use for personal payments
• No account needed to pay you
• No sort code or account number sharing
• Works in any messaging app
• Track who’s paid
• One link, unlimited payments
• Compatible with 100% of UK banks
New: Spot for Small Businesses & Freelancers
Spot is perfect for hairdressers, nail artists, landlords, tutors, personal trainers, dog walkers and more.
• Try Spot Business free for your first month
• Just 0.3% per transaction after that – far lower than card fees
• Over 50% of Spot payments include a tip – users save an average of £2,000+ per year
Fun & Flexible Features
• Set a fixed amount or let them choose
• Add a custom message
• Add a funny GIF to your link
• Make links never expire
• Reuse links for group payments
Who’s using Spot?
• Friends splitting restaurant or takeaway bills
• Students collecting money for events or sports teams
• Freelancers getting paid quickly without sharing bank details
• Landlords receiving rent with ease
• Societies and clubs collecting fees
• Self-employed beauty and wellness professionals avoiding card machine fees
Spread the word
Love Spot? Join our Referral Scheme and earn rewards for every friend or society you introduce.
Spot is free, secure, and built for how you get paid. Whether you’re running a side hustle or just want your mate to finally pay you back – Spot is the perfect solution.
Follow us:
Instagram: @spot__app
TikTok: @spot__app
Twitter: @spot__app
We’ve made a few small improvements behind the scenes to make Spot even smoother and easier to use. Hope you enjoy the update!
The developer, Spot Payments Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Spot Payments Limited
- Size
- 36.5 MB
- Category
- Finance
- Compatibility
Requires iOS 14.0 or later.
- iPhone
Requires iOS 14.0 or later. - iPod touch
Requires iOS 14.0 or later.
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © Spot Payments