Worried about inflation eating away at your savings? Tired of low-interest accounts and shifting tax rules?
You’ve worked hard to build your wealth - now you need a way to protect it.
TallyMoney is the gold savings account built for people who’ve had enough of the system.
Whether you're sitting on a pension lump sum, frustrated with inflation, or simply want a smarter way to hold value, TallyMoney gives you real control.
Our app converts your money into physical gold, not paper promises or crypto tokens, and stores it securely in Swiss vaults. Your gold is legally yours, fully insured, and you can make payments in any local currency worldwide using your TallyMoney debit Mastercard®, with no fees from us.
Break free from traditional banking.
TallyMoney automatically converts your money into real gold, and lets you make card payments anywhere in the world in local currency.
No hidden fees, no inflation – just real gold, real control.
WHY SAVERS SWITCH TO TALLYMONEY
◉Tired of gold apps that lock your funds, hide their fees, or disappear when you need help?
With TallyMoney, your gold stays accessible, your fees stay transparent, and your support team stays available.
◉Make payments or withdraw local currency anytime - no delays, no red tape. Your savings are stored in physical gold, fully insured, stored in Swiss vaults, LBMA-accredited, and 100% yours.
◉And if you ever need assistance, we’re here six days a week - via in-app chat, phone, or email. Real support, from real people.
WHY TALLYMONEY?
Convert money to gold instantly – 1 tally = 1mg of physical gold, safely stored in a Swiss vault
Spend in local currency worldwide – your gold balance is converted at the point of transaction when you pay online or withdraw cash at ATMs
Zero fees on payments and ATM withdrawals – no surprises, just sound money
Fully insured, audited, and protected – Your gold is legally yours, not the bank’s
Save with confidence – No inflation, no bank restrictions, no negative interest rates
Track your balance in real-time – Easily monitor your gold savings and transactions in-app
WHO TALLYMONEY IS FOR
Sitting on savings or pension withdrawals and tired of getting nothing in return?
▶Tally helps you protect your lump sum from inflation, tax changes, and weak interest rates - without risky investments. Just solid value held in physical gold, with everyday access to your money.
Want to buy gold but unsure where to start?
▶Tally makes owning physical gold simple, with the convenience and ease of a debit card. No complexity, no hidden charges - just real value you control.
Fed up with fiat money and financial systems you don’t trust?
▶Tally lets you save in physical gold, fully owned and securely stored, while spending in local currency using your debit card.
Already living the sound money life?
▶Tally gives you a way to store value in gold while making everyday payments in local currency, alongside Bitcoin as a long-term hold. Gold and BTC working side by side, not competing.
HOW IT WORKS
Download the app and get verified in minutes
Transfer in pounds – your money instantly converts to gold (1 tally = 1mg of gold)
Make everyday card payments in local currency using your TallyMoney Mastercard
Withdraw local currency – access pounds, euros, dollars or yen at ATMs worldwide with your TallyMoney Mastercard. No fees from us. Just your money, wherever you are.
Track your savings and gold price changes directly in the app
No delays. No hidden terms. Just modern money that actually holds its value.
Past performance is not a guarantee of future results.
Questions? Visit tallymoney.com or email support@tallymoney.com
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
It seems quite good so far (have only deposited £50 so far) however I would really like a feature where you can see a graph of the current and past exchange rate from GBP to Tally and vice-versa (Revolut does this for all the currencies they support), and maybe even other currencies such as Euro to Tally etc. Also something like “notify me when exchange rate is £1 = X amount of Tally” would be incredibly useful, or even to automatically take a pre-specified amount of GBP from my non tally bank account when the exchange rate is a certain amount.The notification thing is maybe for a bit further down the road but I’d really like to be able to see historical exchange rates in the app instead of having the Google the price of 1mg of gold over the past week/month every time I want to have a look. Also it doesn’t seem as though the live rate updates very often, any chance you could clarify how often the GBP to Tally rates update in the app?
Developer Response
Hey neel7482910! Thanks for the 4 stars and your detailed feedback! 😊 We totally get how useful those features would be. Our team is always looking to improve, so we'll pass your suggestions on. For live rates, they update regularly, but we'll clarify it better. Your input is golden to us! 💛-Team Tally
A brilliant idea
NotJackieChan69
Inflation has always had an eroding effect on the value of cash savings. Tally allows you to easily hold cash savings in gold, protecting their value from inflation in the process. What differs from other methods of holding gold is you can easily spend it at home or abroad using their debit card. The app is well designed and easy to use. Missing a star due to semi regular IT issues that make it less reliable to use as a day to day account. Support is brilliant, however, the team respond quickly and professionally to questions. Once it offers Direct Debit and Standing order functionality I will be having my salary paid in and use it as my main account.
Developer Response
Hey NotJackieChan69! Thank you for the 4 stars! 🌟 We're thrilled that you're loving the gold savings and the app design. Sorry about those IT hiccups—we're on it! 💛-Team Tally
TallyMoney is a Big Scam – Avoid at All Costs
Rony shenouda
I had an account with TallyMoney for a while, and my experience has been nothing but frustrating. After losing my phone number, I couldn’t access my account anymore, and their customer service was no help at all. Instead of resolving the issue, they told me my funds had "run out" and that I needed to pay fees. This is absolutely ridiculous! I just want to close my account, but even that seems impossible with them.They claim your money is tied to gold and should increase in value as gold prices go up, but that’s not true. The price of gold has risen, yet my balance never grew—it stayed stagnant or even decreased. It feels like a scam designed to trap you into paying fees while your money disappears.On top of all this, their support is slow, unhelpful, and frustrating to deal with. I regret ever signing up for TallyMoney and wouldn’t recommend it to anyone. Save yourself the trouble and stay far away from this company!
Developer Response
Hi there – thanks for taking the time to share your feedback. As a company we really do thrive on delivering great customer service and so if we miss the mark we always own that. Lets start by clearing up a few misunderstandings:The value of gold has increased by over 33% in the past 12 months. Since 1 tally equals 1 milligram of gold, customers with an active balance see their savings' value increase. Our app also includes an unrealised capital gain feature, so you can track exactly how your deposit has grown in gold terms — no mystery, no fluff, just facts.We completely get that losing your phone number is inconvenient. But for security reasons, we can’t just hand over account access without proper verification. That’s how we protect our customers’ money — even if it adds a step.Regarding fees — we’re proud to say our structure is clear and transparent. Tally has:- A monthly account keeping fee of 0.5% p.a. or £3 (whichever is higher)- A 1.49% fee on new depositsWe welcome criticism when it’s fair — in fact, it helps us improve — but making false claims is misleading and unfair.If you decide you’d like to come back in future — we’ll be here, welcoming you with open arms, great service, and shiny gold savings.-Team Tally
Liquid Gold
Financejourno
Liquid GoldTally now offers the general public a World first to own ‘spendable Gold’. using their MasterCard in the UK & overseas, and the experience is highly positive. Gold is rallying, and with Global trade & manufacturing uncertainty a Global recession is a possibility. The classic safe haven is being sought. Tally could not be launching at a better time in history. The global population has high access to mobile phones, Fiat & Crypto currencies are faltering & Gold maintains its value. So Tally offers everyone a simple way to buy & spend Gold, and be part of an ancient but modern version Global currency.Furthermore, I’ve been using Tally for over 2 years & I find it very useful, particularly when travelling, as there are no fees or fx commission when buying goods, which saves a considerable amount.
Developer Response
Hey Financejourno! Thanks a ton for the 5 stars! 🌟 We're thrilled you're loving the freedom of spendable gold and finding it useful, especially when traveling. It's awesome to be part of your journey in these uncertain times! Keep enjoying those golden savings! 💛-Team Tally
- Improved card ordering experience with address confirmation before placing an order.
Version 5.31.2
The developer, TallyMoney Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Contact Info
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
TallyMoney Ltd
Size
134.1 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
Languages
English
Age Rating
18+
18+
This app has an age rating of 18+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
