U Account is the online account without the bank. Don’t have a U Account yet? Go to www.uaccount.uk and click Apply to set up an account for free, and get all this good stuff:
• An account number and sort code for receiving money
• A contactless prepaid Mastercard® card for day-to-day spending
• Direct debits and payments in and out
• Extra Accounts for paying bills or setting cash aside
• Cash pay-in at 29,000 UK PayPoint stores
• Cashback points at 25+ high-street retailers
• Spending categories and graphs
Account all sorted? Great! Download the U Account app to…
• Check your balance & recent transactions
• Pay your saved payees (up to £300 per 24 hours)
• Find out your PIN
• Lock & unlock your card, or let us know if you lose it
• Move money between Extra Accounts
• Receive real-time notifications for account maintenance
• Get help & support
U is the trading name of U Holdings Ltd. (Company Number: 11898861). U is not a bank. U Accounts are serviced online. U does not offer overdrafts. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated. The Card is issued by Wirecard Card Solutions Ltd ("WDCS") pursuant to licence by Mastercard® International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).
• Log in with Touch ID or Face ID
• Additional improvements to login and access code retrieval
• Clearer balance and transaction information
Ratings and Reviews
Would’ve given 5 stars
Love the account I have with you. If you had Apple Pay, touch login on app, and also ability to transfer money from within the app and not just basic balance app I’d have given 5 stars. It’s important to ensure you give Apple Pay and Touch ID at bare minimum to move with the times. Apple Pay is a definite requirement. Other than this love Uaccound can’t fault them or the service and account. Thanks unaccount.
Not So Good...👎😡
You fill out a form online with your personal details, including security questions pertaining to your life for eg: what Company did you work for in your first job. Hmmm. You then receive an email for you to verify your email address. O.k but they’ve got your email address and all your details and this then gives them the right to automatically subscribe you to an annoying spam mailing list? Not content with that, your account still isn’t confirmed. So after getting you to verify your email they then want you to scan important documents, such as passport or drivers licence, to prove your identity. Scan..?! Are you serious! No way am I going to do that! I understand there are money launderers out there who could take advantage of a ‘bank’ like this but scanning documents over the Internet is not an option for potential customers. I found no way to cancel the whole registration once I’d given my details. I’m seriously put out about this and wish I’d never gone through with it.😤
SCAM BE AWARE
After completing verification I thought I would top up my account as an external source of finance for day to day living. Oh boy...I wish I didn't. I topped up my account and the 170 pounds I topped up was received in my balance. I tried to send some money to a friend and it did not go through. I was then bombarded with personal questions to which I answered all of to the best of my ability and I have been told my account has been "restricted" more like the money ends up in there back pocket! There are plenty of great alternatives which Ive never faced issues with. Do yourself a favour and please please please refrain from using this so called "unbank" at all costs !!! It will rob you blind and 'apologise for the inconvenience' !!!!
Up to six family members will be able to use this app with Family Sharing enabled.