UKMortgages for iPad 4+

Mortgage Brain

Designed for iPad

    • 3.9 • 7 Ratings
    • Free

iPad Screenshots

Description

Everything you need to find a mortgage

Description
Mortgage Brain’s FREE app is a fast and simple way for you to search the UK mortgage market for a mortgage using the latest mortgage data. It also provides you with the ability to get in touch with a UK qualified mortgage broker to help answer your questions. Together with a wide array of mortgage calculators to help you work out costs associated with a mortgage, such as how much it may cost you, how much you can borrow, the effects of overpaying on your mortgage, this really is a comprehensive mortgage app to aid you with your mortgage choice.

Features
- Find out which mortgages are currently available by searching Mortgage Brain’s comprehensive database of UK mortgage products
- Mortgage product data updated twice a day to ensure product accuracy
- Find A Broker in your local area to provide you with advice and assistance
- Range of calculators to help you work out costings
- Recall previous mortgage searches

Calculators
- How much can I borrow?
- How much will it cost me?
- Can I save money by remortgaging?
- What happens if interest rates change?
- What are the effects of overpaying my mortgage?
- How much will stamp duty cost me?

What’s New

Version 1.08

This app has been updated by Apple to display the Apple Watch app icon.

Changes to the Stamp Duty calculator have been made following the recent Budget announcement, made in November 2017 by the Chancellor.  The calculator now takes into account the stamp duty changes for first time buyers.

Ratings and Reviews

3.9 out of 5
7 Ratings

7 Ratings

Buchos ,

I like it, read why.....

Ideal for keying in some variables and getting an idea of real world mortgage deals available. This will not solve all your mortgage problems but sits nicely between a full mortgage app and all the other apps that just calculate numbers based on your inputs. Simple and quick, open it put in your numbers, see what companies are offering as examples, close the app.

fayec1511 ,

Very useful

As a first time buyer I found this an excellent app!! I would strongly recommend.

Chris0_ ,

No Buy-to-Let

It has no Buy-to-Let search.

Additionally, it does not consider many essential factors such as:
1. New built flats or house
2. Adverse Credit history
3. Self-employed or employed
4. Income level
5. Floor level for flats
6. Second homes
7. Existing financial commitments (mortgages, loans etc) for affordability assessment
8. Location (England, Wales, Scotland, N Ireland) as some lenders offer only local mortgages
9. Proximity (next to pubs, motorways, night clubs etc)
10. Age
11. Resident status/ nationality
12. Type of building construction
etc

Without the above factors, any searches are rather fictive and useless. How can it suggest mortgages without checking your income first and credit history, which are basic factors.

I believe this is just an advertising tool to find brokers (who pay a fee to Mortgage Brain for this advertising).

App Privacy

The developer, Mortgage Brain, has not provided details about its privacy practices and handling of data to Apple.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.

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