The Vanquis Bank App, for better banking on the move.
The Vanquis Bank App makes it even quicker and easier for you to manage your account on the move. You’ll be able to
• View your current balance
• Check how much you have available to spend
• See your latest transactions and pending transactions
• Set up and manage direct debits through the app
• Make payments to your account using a debit card
• See your last 6 months of statement summaries
• Activate your card
Simple, easy and quick to register
To get started all you’ll need is
• a UK mobile number
• your Vanquis card and your date of birth
This update contains bug fixes and behind the scenes work in preparation for feature updates.
Coming soon! If eligible, we’ll ask for information to check if we can increase your credit limit.
Ratings and Reviews
I downloaded the new vanquis app a few months ago . Since then I’ve found it very easy to use on my I phone . It uses fingerprint technology, so no more sticking in PIN numbers . Plus no one can see your PIN number as well . You just put your finger in the phone and hey presto your in . Once your in you immediately see your balance and available credit . Payments are easy to . Just tap the payment button at the bottom of the screen enter the amount and as long as your card details are on record it all happens with the press of a button. Viewing previous statements is also just as easy . All in all it’s the most user friendly credit card app around in my opinion . I have a few other credit cards who also use mobile apps that are not that user friendly. Well done vanquis!! Your interest rate maybe high but your mobile app is fantastic.
Works smoothly with just a few niggles
Ignoring that this app runs on iOS but doesn’t support Apple Pay (why??), the app is fairly solid, responsive, and doesn’t take an age to load/sign in.
On the niggles (Apple Pay lacking for one), you can’t register a payment card until after your first month of using the Vanquis card as it will not allow you to pay anything above the stated current balance. If you have pending payments you want to deal with, tough, wait till they’re confirmed. If you want to get ahead and put money on the card, also tough, the app won’t let you. If you make a second payment to the card whilst you’re waiting (4-5 days) for your last payment to clear... well, the app lets you and it appears successful, but in reality it ignores it and doesn’t process this payment all. You also can’t easily work out your balance after each transaction, that isn’t shown in the app - only the current balance and a list of processed and pending payment amounts, so a bit different than any other banking/financial app I’ve used before.
But as the primary means to manage my card and account, it basically works.
Fast delivery, easy to use & set up! The app is great and updates all info. I have an extremely low credit score after having unpaid bills & being a student. I do not get accepted for anything at all. But this year my aim was to get my credit score the best it can be. So I started here and already my credit has climbed a little! I would keep to all of their guidelines and advice on how to make this successful. Always make sure you pay your payments. Great for people with bad credit. It’s embarrassing when you know you can afford to pay up things but simply not accepted because of your credit history. Be sensible & stick to the rules and it should work for you too!! It’s not too late to fix your credit score and this is a great way to start. The repayments are very little & easy to afford for anyone in any financial status.
Up to six family members will be able to use this app with Family Sharing enabled.