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Take home the same amount of money every month even if your hours and earnings fluctuate!

Want interest-free Cash Top-ups when you earn less than normal? Download Wollit now!

Wollit takes the stress out of zero-hour contracts, gig work and freelancing by giving you instant access to money when you earn less than normal.

Even though your lifestyle is unpredictable - your income doesn’t have to be.

Open an account in minutes and get:

Instant interest-free Cash Top-ups when you earn less than normal.
A safe and affordable way to smooth your money worries.
A stable income even though your hours and work change.

How it works

1. Get your Income Promise

Your Income Promise is the minimum amount of money we make sure you will have access to each month. It is based on the average of your recent payslips, and we calculate it by safely and securely syncing with your bank account.

2. Enjoy cash top-ups when your payslips are low

Each month you earn less than your Income Promise we'll know, and offer you an instant cash top-up to make up the difference.

So if your income promise is £1,500, but you only earn £1,300, we'll offer you an automatic £200 top-up.

3. Pay us back when your payslips are high

Top-ups are repaid in months you earn more than your income promise. But don't worry, you'll always be left with at least your income promise, even if you owe us more.

So if you owe us £300 but only earn £50 above your Income Promise - you'll only repay us £50 that month.

Key Benefits

Access to cash when you need it most
Be confident you'll have access to money when your income is lower than normal

Budget and Plan with Confidence
Always know how much money you'll have coming in each month. Get better visibility and more control over your cash.

Designed just for you
Flexible repayments tailor-made to your exact personal and financial circumstances.

Open your account and be up and running in minutes
All from your phone. No phone calls, no paperwork in the post.

Affordable, ethical and sustainable.
No complicated interest-rates or charges. Just a simple fixed monthly fee.

Why Trust Us

We care deeply about your financial wellbeing.
We are backed by one of the world's largest banks.
We are fully authorised by the Financial Conduct Authority.

About Wollit

Wollit is a fintech dedicated to radically improving the financial wellbeing of zero-hour, gig workers and freelancers. We have raised capital from top technology investors in the UK and one of the world's largest banks.

We use cutting-edge technology and lashings of innovation to create affordable, ethical and transformative products that make life better for zero-hour, gig workers and freelancers.

Our first product, the Wollit Income Promise, is an income stability tool that enables people to take home the same amount every month - even if their hours and earnings fluctuate. But we're not stopping there. We plan to disrupt any area of finance where zero-hour, gig workers and freelancers don't have access to the services they need and deserve.

A Wollit Income Promise is subject to status and affordability.

Wollit Ltd is Registered and Incorporated in England and Wales, company registration number 10687003.

Wollit is Authorised and Regulated by the Financial Conduct Authority For Consumer Credit. Wollit is also Registered with the Financial Conduct Authority as a Payments Institution for the Provision of Payment Services. Firm Reference: 781247

Wollit - for a smoother life.

What’s New

Version 1.1

- Users can now update their profile information
- Other minor fixes and improvements

Ratings and Reviews

4.3 out of 5
17 Ratings

17 Ratings

Elssybelssy ,

Just what I need!

My recent money anxiety has been through the roof. COVID lockdown has meant my hours have been cut and my future shifts are uncertain.

Knowing I have an income promise gives me peace of mind. At a very reasonable price.

Thanks Wollit.

Developer Response ,

Glad to know we've been a help.

tttev ,

Be aware

They looking dodgy almost scam like. They have very few banks you can connect.
They offered me 1.000 promise income while my income is double that amount. But my business account is not available to connect so I offered them bank statements showing income 2.400 and a drop in April and May due to lock down (£1.000) and they said they offer 1.000 promise cause of that and to pay and they’ll reviewed it in 3 months again. Meaning to pay them knowing they’ll never offer me a penny. Why would I pay for that? I’m an IT engineer not a minimum wage worker. Sorry lockdown happened and reduced the working days in half those months but at least I was working while 60-70% of ppl was having 0 income those 2 months. Beware could easily be a scam and by the time you realise it will already taken 30-50£ from each of us. With the fake promise of increasing it in the future. When I offered proof that what they offered is baseless(more than 6 months statements) they took the 1000£ income promise offer of the table, rejected the application and stopped answering to emails. Classic scam tactic right?
UPDATE: I see, even tho I left you alone to do what you doing, you want round 2. Don’t call me this time tho cause if you do, you won’t like it

Developer Response ,

Whilst we cannot comment on the specifics of your application we fully reject the assertions you make.

Our Customer Success team has been proactive in explaining the reasoning behind the amount of the Income Promise we could offer you based on your recent earnings.

We hope you find a company who can give you exactly what you are looking for.

Felix Online ,


Very easy to use. Extremely efficient app meant I didn’t have to put in lots of information. Response and onboarding was swift.

Developer Response ,

great to hear. we've spent a lot of time working to streamline our processes to everything 'just works'


Wollit Ltd
73.5 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.



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  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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