iPhone Screenshots

Description

Goodbye from us 

We’re sad to announce the Yolt App is closing as of the 4 December 2021, so you won’t be able to sign up for a new Yolt Account.

If you already have the Yolt App, please make sure you empty your Yolt Top-Up Account, including your Savings Goals and Money Jar, before 4 December 2021 as you won’t be able to access your money through the Yolt App after this date – you’ll only be able to redeem funds through the helpdesk. 
  
Once your balance is zero, you can delete your Yolt App Profile by tapping ‘Your profile’ in your app settings. 

If you have a Yolt Top-Up Account but have removed the app from your device, you’ll need to install it again, tap on ‘Already have an account’ then follow the on-screen instructions to remove any funds and delete your Yolt App Profile.

We’ll permanently close any open accounts with a zero balance from 4 December 2021. You can see a full set of FAQs at yolt.com

What’s New

Version 2.20.1

Goodbye from us 

We’re sad to announce the Yolt App is closing as of the 4 December 2021, so you won’t be able to sign up for a new Yolt Account.

If you already have the Yolt App, please make sure you empty your Yolt Top-Up Account, including your Savings Goals and Money Jar, before 4 December 2021 as you won’t be able to access your money through the Yolt App after this date – you’ll only be able to redeem funds through the helpdesk. 
  
Once your balance is zero, you can delete your Yolt App Profile by tapping ‘Your profile’ in your app settings. 

If you have a Yolt Top-Up Account but have removed the app from your device, you’ll need to install it again, tap on ‘Already have an account’ then follow the on-screen instructions to remove any funds and delete your Yolt App Profile.

We’ll permanently close any open accounts with a zero balance from 4 December 2021. You can see a full set of FAQs at yolt.com

Ratings and Reviews

4.4 out of 5
14K Ratings

14K Ratings

TheBlackBinLiner ,

Fantastic App

I was fed up of going backwards and forwards with my bank statements and copying and pasting into a spreadsheet to try and make sense of my monthly finances. This App does everything I want and more. It really is a one stop organiser for your finances. See at a glance what your top expenditure was from month to month categorise all transactions into set ones or hashtag your own so you can drill down into spends in and out of your accounts. I must admit I was nervous about linking my bank account with it but it could not be safer. No transactions can be undertaken in the App - it simply pulls the data in from your bank and auto categorises most of the entries which are fully editable. Any it doesn’t pick up you can categorise yourself. See a regular figure of “left to spend” so you can manage your daily/weekly/monthly budgets. Talking of budgets you can also set many budgets in the app to further control how you spend. It’s just what I need and has the added peace of mind of the backing of ING Banking group and as such the app has Bank level security. Customer service is also excellent with a representative emailing you with solutions to any query’s within a few hours. Best of all this app is free. Great UI, functions and ease of use. Top marks for this app.

Developer Response ,

Hey, TheBlackBinLiner. Thanks so much again for your lovely review! How would you like to be the star of our new marketing campaign? Please send us an email at hello@yolt.com to find out more. Thanks, Nadia

Robvienna82 ,

Great App but some limitations

Having tried and compared Yolt and Emma finance (and now Money Dashboard Neo), I find they all have their own strengths. I prefer Yolts way of displaying data and information, it is easier and clearer especially around tags. However, there are a few fundamental shortfalls with Yolt: 1. Rules/Categories seem to be “forgetful” or dumb. E.g. I have a recurring electric bill, I categorise it as “Bills” as that is what I want to use. Each month I have to change it to “Bills” from “Utilities” since this is what Yolt wants to use. Takes some of the automation away from the App. 2. Limited Categories - I’ve managed to squeeze my categories into their model but it would be much better if you can create your own. 3. Not sure what the point of the Yolt card and accounts is. There’s no benefits or interest paid on them, the “cash back” is available already online via various cash back websites (and sometimes more generous). It just seems to be a feature for features sake. Needs a better incentive to consider using it. At the moment it just takes up space. 4. Need to be able to categorise or “assign” accounts differently. For example I use a current account for saving since it’s interest rate is much higher than any market saving account rates. Without this it makes the savings tile on the dashboard useless for me Overall, it’s a great App but a few things above you need to be aware of when using it as a serious user to manage your finances.

Developer Response ,

Hi Rob. Thanks for sharing such a detailed feedback. If you'd like us to keep you posted on any development on these features, please drop us a request via the app. To do that simply head to the settings page via the Accounts tab and select Contact Yolt.

Thanks,
The Yolt Team

FSrx ,

My favourite app by far

I truly love having all my accounts - current, credit card and savings in one place. I love the categories provided and how you can assign hashtags for things that don’t fall into any one group perfectly. For example, I have a hashtag for gift purchases or my visit to the nail shop which is usually a cash withdrawal from the nearby ATM or even transfers to my wedding saving account. Now I can still track and visualise those transactions that fall into a specific hashtag group.
I had a small issue with my capital one credit card not syncing but I reached out by email to the guys on the help desk and they were so helpful and made sure my issue was resolved.
I love how it shows you your spending history by category and also that you can set yourself budgets on overall spending for times when you need to save harshly towards something or when it’s time for austerity and paying off debt.
Whatever your financial goals I honestly believe you can reach them here. If anything it opening my eyes to the subtle contactless payments for coffee or a breakfast sandwich that can really start adding up. All in all I’ve used the word “love” like 100 times already in this review but it really is a great and simple app.

Developer Response ,

Hi FSrx, thanks for sharing this awesome review with us! We hope you enjoy exploring Yolt. If you have any suggestions for improvement or a cool idea you'd like to share with us, drop us a line at hello@yolt.com. We're always happy to have a chat. Thanks, The Yolt team.

App Privacy

The developer, ING, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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