Zable 4+

I haven’t used any credit products for many years, so although my score is stable, it’s also lower than it could be. ClearScore said I’d be pre-approved for this card, so I decided to apply to boost my score before applying for a mortgage next year.
Honestly, I didn’t expect the application to go through due to my lack of credit history, and thought I’d have to submit all kinds of evidence.

That wasn’t my experience at all, most of the information transfers across from ClearScore, it was so easy to apply and fill in the small amount of additional information. This was genuinely the easiest application I’ve ever made - the hardest part was remembering where my debit card was to set up the repayment information!

Seems to be a lot of reviews on here for the card itself rather than the app which makes me suspect they are not all genuine
This app is awful - each time you open it forces you to enter your email address then diverts your to your emails to be able to log in - complete faff. Then asks you to set a password for next time using the app which is completely pointless as when returning dies exactly the same thing again with no prompt for the password ! It has been like this for months now
Also dislike the fact that when attempting a contactless purchase that may then require your PIN to authorise (which happens with all contactless purchase from time to time ) it just registers as declined rather than just requiring chip & PIN. For the purchase this occurred with me for this still shows as being declined multiple times on my account summary despite then being approved once the PIN was entered

App requires a lot of improvement

Though my initial credit limit is lower than I’ve had before (understandable though as I do have a low credit score), this is by far my favourite credit card. It is the only one I’ve found that allows you to make an instant payment that shows up on your available credit immediately. Others take one or two days to clear. I use this one to help between paydays so love that I can pay it back and it’s there to use again straight away if I need it. I’m hoping to build up my credit score and this is a perfect way to do that.
Account was quick and easy to set up, card arrived extremely quickly, app is so easy to use. Just…brilliant! Thanks!