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Turn any receipt into cash that goes directly towards your monthly bills. No matter where you shop or what you buy.

- Snap: After any shopping trip, snap your receipt. It's as easy as taking a photo
- Zip: Get 0.5% of the value of your purchase paid into your ZIPZERO wallet
- Zero: Use your ZIPZERO funds to pay any bill at any time

ZIPZERO helps households break free from the burden of monthly bills.

Sign up in seconds
All you need is an email address to start collecting cash for your bills.

Snapping your receipts is simple
Use your camera's phone within the app to snap your receipts. Keep track of your purchases by storing all your scanned receipts in one place.

Get additional funds to pay towards your utility bills by shopping online
Online Shopping allows you to purchase goods/services directly through the ZIPZERO app and get rewarded for them. These work in addition to the 0.5% reward that you get from scanning receipts and allows you to earn more to put towards your bills!

Receive units that go directly towards an essential cause – your monthly bills
With every receipt you snap, you get cash in your ZIPZERO wallet to pay your essential monthly bills. Funds are available for bill payment within 7 days.

Works with every UK utility provider – no switching required
Use the ZIPZERO funds to pay any utility bill of choice – electricity, gas, water, Internet, phone bill, or council tax. Get up to £50 each month to pay any bill by snapping receipts and earn even more with Online Shopping- as there's no limit!

The privacy of your data is of utmost importance
We pride ourselves on keeping our privacy and data protection policies transparent. We put you in control so you can reap the rewards of your everyday shopping directly. We will not share or sell your data to an external company. The only way we use your data is to optimize our special offers to cater to your specific shopping needs. ZIPZERO is the rewards app whose currency is peace of mind.

Why we built ZIPZERO
We founded ZIPZERO because we wanted to find a way to help households get out of the rut of making ends meet. When we were started building our first business, we were thirty-something entrepreneurs working tirelessly to make our company and our relationships thrive. Having the burden of bill payment hanging over our families made us all the more determined to tackle the issue. What became all the more clear was that we wanted to find a way to help everyone else break free from the burden of monthly bills. For us, paying zero for our monthly bills is everything.

What’s New

Version 1.1.1

Our latest update is focused on our new online offers feature:

- We’ve added the all-inclusive ZIPZERO Offer to our Online Shopping feature which will reward you with 0.5% for any of your online purchases in any shop.
- We’ve updated the functionalities explanation in several parts of the app for an even more user-friendly experience.

Get the latest version of ZIPZERO now and continue snapping (or sending) your receipts to zip your bills down to ZERO.

Ratings and Reviews

3.6 out of 5
176 Ratings

176 Ratings

Fruglmoogl ,

Great App - Suggested Improvement

I love the Zip Zero app and can’t see why anyone wouldn’t want to use it! It’s super easy to use and the benefits for retailers and consumers is win win.

What I would say though is that not all receipts are actually accepted, despite advertising that you can scan/add any receipt from any retailer (as on the Apple App Store descriptive blurb). For example, Zip Zero doesn’t accept the receipts from independent shops that issue receipts not listing the products bought. My suggestion is a ‘Notes’ feature for receipts like this, so that the Zip Zero user can explain what the receipt is for. As someone that tries to support my local independent shops, I would definitely benefit from this as quite a few of my receipts have been rejected. A lot of larger chains don’t stock products that these independents do so I’d imagine that this would be good to understand from a market research perspective as well!

Developer Response ,

Hi there, thank you for your feedback and for being such an avid ZIPZERO user :) We will pass your suggestion further!

deafbluebell ,

Need to add

Hi I would give it a 5 star if it added mortgage or rent weather it private or council because that is included has essentially to live on reason being you can’t have a household bill unless your renting or mortgage. If this was on it I would give it a 5 star all others essential bill you have to pay but that should included a roof over head. However it got this 4 star because without this I would hope that if on benefit or in work but in debt it would help reduce the financial pressure & help keep poverty at bay

Developer Response ,

Hi there, thank you very much for your feedback! We are working on adding new billers everyday and also other type of bills. Thank you for being an avid ZIPZERO user :)

L'il Becca ,

Cashback, only when it’s convenient for them

I’d been using the app to snap receipts, it works well for that and then they did cashback for online purchases. So for iTunes I went through the app and did everything I was directed to, only to not get cashback.

I raised it with them and they lied & denied each time, as well as patronisingly explaining what I had to do for it to register. I did everything I was supposed to do and told them that over and over again. They didn’t want to know so I said they were lying because I did everything I was supposed to and followed the directions. They didn’t want to pay up or admit they were wrong so they lied and denied any such transactions. No matter what I did.

Not only that they created “customer service issues” and started randomly emailing me. I told them to stop as I’d not made any contact. They were surprised but did it again


142.1 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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