LIQUID is a free personal finance app that helps you save and invest toward your goals.

Sign up in 5 minutes.

Set a goal (any goal). Liquid helps you stick to an easy plan to meet your goal. Save daily, weekly or monthly. Don't wish for it, save for it.

Invest. As you save, Liquid turbo-charges your progress, by investing your funds with our asset management partner.

- Start with as little as GHC 5.
- When you put money into a goal account, we transfer those funds to our investment management partner. Rates typically exceed bank rates.
- Your earnings are reflected in your app daily on your goal statement.
- Need the money back earlier than expected? Just give us 2 business days notice and you'll have it back. No fees associated with early withdrawal.

Transact. We try to take the hassle out of everyday tasks. You can easily: buy airtime, buy data, pay bills, send mobile money and transfer funds.

We’ve crafted LIQUID to ensure your data and information is kept safely. We use access control and encryption, and are PCI-DSS certified, all for your protection. In order to open a Liquid account, you must be at least 18 years of age.

How do we do what we do? We are partnered with GT Bank and with asset managers that are licensed as investment advisors and fund managers by the Securities & Exchange Commission. We are committed to adding additional financial partners over time.

Please note our app is only available by personal invitation at this time.
--Your friends at Liquid

What’s New

Version 1.7

Authentication bug fixes and other improvement.

Ratings and Reviews

3.8 out of 5
12 Ratings

12 Ratings

Rasty-kid ,

Cannot sign up

App says access denied whenever i enter my phone number to continue

odeshii2 ,

I cant create an account they always tell me access denied

It’s irritating

6coinx ,

Access denied

Kindly revisit the app and update it
It’s no longer working for sign up

App Privacy

The developer, Liquid Financial Services, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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