More than two million people are using Monzo, with over 35,000 people opening a free account every week.
It’s the bank of the future and you can sign up on your phone in minutes.
And with award-winning customer support from real people, it’s no wonder Which? voted us the Best UK Bank for Customer Service.
Making money work for everyone
The Monzo app helps you get to know your money better. Get on top of your spending with instant notifications every time you pay for something and a simple summary of what money you’re due to have left at the end of each month.
And with Monzo you can use your card abroad stress-free.
Sign up in minutes
You can open a full UK bank account in less than 10 minutes. You can do it all from your phone and you don’t need to provide proof of address (we verify your date of birth instead).
Send money easily
You can do it via bank transfer, like normal. Or you can split bills with a tap, send someone a link without needing their bank details and even pay people near you using Bluetooth.
Keep your money safe
We’re a fully authorised UK bank – which means your money up to £85,000 is protected by the Financial Services Compensation Scheme (or the FSCS for short).
And if you ever lose your card, you can freeze it from in the app. Then defrost it if you find it again.
You make Monzo, Monzo
We’re building a new kind of bank, and we’re building it together. We care about being open and doing what’s right by our customers.
We care so much that we let you vote on things like new features, withdrawal limits when you’re abroad and even our name.
Don’t just take our word for it
“Monzo? It might just be the future of banking.” — The Guardian
“A bank for people who hate banks.” — Bloomberg
“Monzo is a bank designed for the world we live in today.” — TechCrunch
The new navigation keeps on getting better! You can now open your Summary by tapping the Left to Spend progress bar, and you can access your accounts list by pulling the transaction drawer down. Try the new navigation in Monzo Labs.
Ratings and Reviews
I don’t have any bank account apart from Monzo which was introduced to me by a friend and for the past three month of using it I realize their services are fast and reliable
It’s the best bank online bank.
Get all of your passes, tickets, cards, and more in one place.
Up to six family members will be able to use this app with Family Sharing enabled.