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Buy now, pay later at your favourites stores, Spread your payments over several months, interest-free.

What is Motito Paylater?
"Paylater by motito" simply allows you to pay for goods and services in instalments. You can shop online or in-store at any Paylater retail partner and we'll spread the cost over a maximum period of 3months for you. It's just that little bit extra breathing space to make buying easier.

Who can use Motito Paylater?
Paylater is available to all people who fit the following criteria:
• Live and work in Ghana
• Be at least 21 years old
• Have a valid and verifiable income paid into a bank account in Ghana

How do I use Paylater?
Download the paylater app, signup and activate your account. When shopping online select any of our retail stores on the app, browse through their inventory and call to confirm availability.

When shopping in-store, confirm the merchant supports Motito Paylater, also you will need to let the sales staff know you would like to pay using Motito Paylater.

Find Merchants
Visit the Motito Paylater Stores in-app to browse all the available stores on our website to start shopping. https://motito.co/

What’s New

Version 1.4.3

1. Improved authentication flow
2. Improved user experience
3. Bug fixes

App Privacy

The developer, Motito, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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